4300 SE Saint Lucie Boulevard # 70, Stuart FL 34997, STUART, FL, 34997
Active210 days on marketListed Jan 13, 2026MLS #F10544869
About this home
4300 SE Saint Lucie Boulevard # 70, Stuart FL 34997
BUYERS AGENTS WELCOME! BUYERS AGENTS WELCOME! BUYERS AGENTS WELCOME!Calling all boaters and coastal lifestyle lovers! This beautifully updated and spacious 2-bedroom, 2-bath home is located in the highly sought-after Hidden Harbour Estates, a premier 55+ community where you own the land—no land lease!Step inside and enjoy a thoughtfully updated interior featuring a brand-new kitchen with soft-close cabinetry, granite countertops & backsplash and a large center island, perfect for entertaining or everyday living. New coastal-style luxury vinyl plank flooring flows throughout the home, creating a bright, airy feel. A stylish wet bar with vessel sink adds an extra touch of fun and functionality. The large primary suite offers exceptional storage with a walk-in closet plus an additional closet. Major updates include a new roof (2025) and new A/C (2022). For boating enthusiasts, this community truly shines with deep-water dockage on the Manatee Pocket available at just $3.46 per foot per month, along with a boat club and convenient storage for RVs, boats, and trailers. Boats up to 45’ welcome! Buyer to confirm availability.The $350/month HOA fee includes cable TV, water, sewer, landscaping, heated pool, shuffleboard & clubhouse, offering resort-style living with low maintenance.Whether you’re cruising the Intracoastal, enjoying world-class fishing, relaxing poolside, or enjoying the vibrant boating community, this home delivers the Florida lifestyle you’ve been dreaming of. Don’t miss this rare opportunity—schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,230
Sqft
0 ac
Lot size
1986
Year built
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,608 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,608/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$244 vs $266
Days on market
210 vs 66 typical
Where $244/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stuart
Get to know Stuart. See the full Stuart guide →
STUART 34997 — neighborhood snapshot
Population
45,947
Median age
53
Median income
$75,705
Median home value
$335,200
Avg household
2.36
Households w/ children
3,566
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
41 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 4300 SE Saint Lucie Boulevard # 70
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$283,000
3382 SE Hawthorne St, Stuart FL 34997
2 bd · 2 ba · 1,216 sqft · $233/sqft · 49 DOM
Sold · Jun ’26$300,000
5060 SE Ebbtide Avenue, Stuart FL 34997
3 bd · 2 ba · 1,188 sqft · $253/sqft · 12 DOM
Sold · Jul ’26$350,000
3043 SE Banyan Street, Stuart FL 34997
3 bd · 2 ba · 1,182 sqft · $296/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 4300 SE Saint Lucie Boulevard # 70 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4300 SE Saint Lucie Boulevard # 70 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4300 SE Saint Lucie Boulevard # 70 FAQs
What would the monthly payment be for 4300 SE Saint Lucie Boulevard # 70, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,608/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4300 SE Saint Lucie Boulevard # 70, Stuart FL 34997?+
The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4300 SE Saint Lucie Boulevard # 70, Stuart FL 34997?+
The most recent tax bill on record (2025) was $2,399. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4300 SE Saint Lucie Boulevard # 70, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $299,900, this home is listed about 31% below the Stuart median of $431,950. The market section on this page shows how the area is trending.
Which schools are assigned to 4300 SE Saint Lucie Boulevard # 70, Stuart FL 34997?+
Dr. David L. Anderson Middle School (middle), Pinewood Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the STUART 34997 market on paper
$299,900 is 23% below the STUART 34997 median of $389,000, and at $244/sqft it sits under the Stuart average of $347.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
210 days on market against a Stuart median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $314,900, now $299,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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