5340 SE 65th Terrace, Okeechobee FL 34974, OKEECHOBEE, FL, 34974
Active205 days on marketListed Jan 14, 2026MLS #F10546089
About this home
5340 SE 65th Terrace, Okeechobee FL 34974
Vacant RV lot located in the desirable Ancient Oaks RV Resort in Okeechobee, Florida. This residential lot is ready for your RV. HOA covers Water, sewer, grounds maintenance for easy low-maintenance living. Property includes a small outside shed with a newer roof for extra storage. Enjoy resort-style living just minutes from world-famous Lake Okeechobee fishing. Ancient Oaks features a community marina with boat ramp, fish cleaning station, docks, pickleball courts , a huge clubhouse and an active calendar full of social events and activities. Perfect for seasonal residents, or full-time RV living, or an investment opportunity in a highly sought-after Lakeside community. Bring your RV and start enjoying the Florida lifestyle today!
Facts & features
The home at a glance
0.049 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$497 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$497/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $244K
Okeechobee median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% below the OKEECHOBEE 34974 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 5340 SE 65th Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$80,000
6444 SE 56th Street, Okeechobee FL 34974 · same community
1 bd · 1 ba · 411 sqft · $195/sqft · 45 DOM
Sold · May ’26$85,000
6649 SE 56th Street, Okeechobee FL 34974 · same community
1 bd · 1 ba · 436 sqft · $195/sqft · 96 DOM
Sold · Apr ’26$95,000
6614 SE 54th Lane, Okeechobee FL 34974 · same community
2 bd · 1.5 ba · 768 sqft · $124/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5340 SE 65th Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5340 SE 65th Terrace — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5340 SE 65th Terrace FAQs
What would the monthly payment be for 5340 SE 65th Terrace, Okeechobee FL 34974?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $497/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5340 SE 65th Terrace, Okeechobee FL 34974?+
The most recent tax bill on record (2025) was $547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $46,000, this home is listed about 83% below the Okeechobee median of $274,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the OKEECHOBEE 34974 market on paper
$46,000 is 78% below the OKEECHOBEE 34974 median of $210,000.
02Time on market is leverage
205 days on market against a Okeechobee median of 61 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $49,500, now $46,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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