CENTURY 21 Edge
$1,100,000$1,200,000$7,252 /mo all-in ↓

000 54th, Palm City FL 34990, PALM CITY, FL, 34990

Active199 days on marketListed Feb 1, 2026MLS #F10549643

Reduced $100KAgriculturePalm City Farms

About this home

000 54th, Palm City FL 34990

Great opportunity to own 10 acres in Palm City. This parcel is fenced, gated, and PAMP is done. If you’ve been looking for a beautiful location to build your equestrian dream home this is it. The seller has plans for a large home and eight stall barn which gives a great idea of what can be done.

Facts & features

The home at a glance

10 ac

Lot size

Inside

Outside & construction

FacesNorth

Community & fees

Taxes (2025)$8,929/yr

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,252 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property tax — 2025 actual bill$744
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $110,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $110,000
Interest rate6.00%
Loan term

Estimated payment

$7,252/mo

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property taxes (actual bill)$744
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palm City Farms

Map of 000 54th, Palm City FL 34990 inside its neighborhood boundary

Get to know Palm City. See the full Palm City guide →

Palm City Farms — neighborhood snapshot

Population

1,722

Median age

43

Median income

$138,134

Median home value

$759,835

Avg household

3

Households w/ children

195

For the school run

Martin County School District

ElementaryCitrus Grove Elementary★★★★★
MiddleHidden Oaks Middle School★★★★
HighSouth Fork High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm City market

Seller’s marketLeans buyer9.5 months of inventoryBuyer’s market

$350K$743K

Palm City median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Palm City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 80% above the PALM CITY 34990 median. See the full Palm City market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,100,000 $100K
Feb 1, 2026Listed at $1,200,000 · 199 days on market since

Reality check

What actually sold near 000 54th

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5004 SW Martin Commons Way, Palm City FL 34990Sold · Oct ’25

$1,675,000

5004 SW Martin Commons Way, Palm City FL 34990 · same community

3 bd · 4.5 ba · 980 sqft · $1,709/sqft · 360 DOM

5028 SW Moore Street, Palm City FL 34990Sold · May ’26

$875,000

5028 SW Moore Street, Palm City FL 34990 · same community

3 bd · 2 ba · 2,180 sqft · $401/sqft · 195 DOM

6670 SW 54th Avenue, Palm City FL 34990Sold · Nov ’25

$1,299,900

6670 SW 54th Avenue, Palm City FL 34990 · same community

3 bd · 2 ba · 2,455 sqft · $529/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 000 54th — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 000 54th — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

000 54th FAQs

What would the monthly payment be for 000 54th, Palm City FL 34990?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,252/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 000 54th, Palm City FL 34990?+

The most recent tax bill on record (2025) was $8,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm City?+

At $1,100,000, this home is listed about 61% above the Palm City median of $684,900. The market section on this page shows how the area is trending.

Which schools are assigned to 000 54th, Palm City FL 34990?+

Citrus Grove Elementary (elementary), Hidden Oaks Middle School (middle), South Fork High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,100,000 runs 80% above the PALM CITY 34990 median.

02Time on market is leverage

199 days on market against a Palm City median of 44 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Citrus Grove Elementary, Hidden Oaks Middle School, South Fork High School — Citrus Grove Elementary rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,200,000, now $1,100,000 — a $100K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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