42 Turtle Road, Okeechobee FL 34974, OKEECHOBEE, FL, 34974
Active159 days on marketListed Feb 19, 2026MLS #F10554038
About this home
42 Turtle Road, Okeechobee FL 34974
Welcome to Turtle Cove Condo Association, perfectly situated on the Rim Canal with direct access to world-famous Lake Okeechobee- a true paradise for fishing and boating enthusiasts! This well-maintained 1995 park model with added on space features 1 bed 1 bath, and is in pristine condition. The home comes furnished and offers tile flooring throughout, a durable shingle roof, and a welcoming front screened in porch- perfect for enjoying Florida's beautiful weather. The spacious enclosed Florida Room adds valuable living space, ideal for entertaining guests or relaxing after a day on the water. What truly sets this property apart is the additional lot located directly across the street, a small shed and offering the potential to build your own metal garage. Canal access with seawall.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
579
Sqft
1995
Year built
1
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,268 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,268/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$231 vs $203
Days on market
159 vs 11 typical
Where $231/sqft sits among the 276 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
18 of 276
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the OKEECHOBEE 34974 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 42 Turtle Road
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,300,000
9000 MIDNIGHT PASS ROAD UNIT 5 · same community
3 bd · 2.5 ba · 1,982 sqft · $656/sqft · 107 DOM
Sold · Nov ’25$90,000
1591 CHOBEE STREET
2 bd · 1 ba · 672 sqft · $134/sqft · 42 DOM
Sold · Nov ’25$85,000
1069 LEMON STREET
2 bd · 1 ba · 672 sqft · $126/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 42 Turtle Road — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42 Turtle Road — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
42 Turtle Road FAQs
What would the monthly payment be for 42 Turtle Road, Okeechobee FL 34974?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,268/mo — principal and interest, the actual property-tax bill, the $158/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 42 Turtle Road, Okeechobee FL 34974?+
The association fee works out to $158 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 42 Turtle Road, Okeechobee FL 34974?+
The most recent tax bill on record (2025) was $1,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $134,000, this home is listed about 52% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the OKEECHOBEE 34974 market on paper
$134,000 is 38% below the OKEECHOBEE 34974 median of $215,000, and at $231/sqft it sits under the Okeechobee average of $235.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
159 days on market against a Okeechobee median of 11 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $139,000, now $134,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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