CENTURY 21 Edge
$50,000

99198 Overseas Highway, Islamorada FL 33037, ISLAMORADA, FL, 33037

Active169 days on marketListed Feb 27, 2026MLS #F10555238

About this property

The property at a glance

A-1 Urgent Care & Family Practice Center - Islamorada, Florida KeysAre you a Doctor looking to purchase an established practice or know a Doctor in the Market? This Medical practice has ben established for 20 years and has steadily grown over time.Located in Islamorada, there are few other medical offices for clinics or pediatrics making this a very interesting opportunity for any interested Medical personnel.

0

Lot sq ft

1973

Year built

SC

Zoning

Lot size0 sq ft
Year built1973
ZoningSC
Business typeBusiness, Mall Enclosed, Shopping Center, Strip Store
ParkingCommon
Annual taxes$0

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $12,500
Interest rate6.00%
Loan term

Estimated payment

$431/mo

Principal & interest$225
Est. property taxes$46
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Nicholas to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

20,500vehicles / day · 2025Us-1/Sr-5/Overseas H to Atlantic Blvd · Traffic count · Florida DOT

What’s nearby

Corks & CurdsRetail0 mi
Key Largo CottagesLodging0.1 mi
Dream Bay ResortLodging0.1 mi
Pinecrest BakeryGrocery0.1 mi
Key Largo InnLodging0.1 mi
Mrs. Mac's KitchenRestaurant0.2 mi
The PelicanLodging0.2 mi
Mrs. Mac's KitchenRestaurant0.2 mi
Ladies’ apparelRetail0.2 mi
Key Lime Sailing Club and CottagesLodging0.2 mi
Bayside GrilleRestaurant0.3 mi
DiGiorio's Cafe LargoRestaurant0.3 mi
Pilot HouseRestaurant0.3 mi
Ladies’ApparelRetail0.3 mi
Mattress & BeyondRetail0.3 mi
CVS PharmacyBank0.3 mi
Mr. C's Gourmet Ice CreamRestaurant0.3 mi
Bayside Inn Key LargoLodging0.4 mi
WalgreensBank0.4 mi
Bank of AmericaBank0.4 mi
StarbucksRestaurant0.4 mi
Dunkin'Restaurant0.4 mi
Backyard CafeRestaurant0.4 mi
Bank of AmericaBank0.4 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

13,674

Population

$80,911

Median income

54.2

Median age

2.34

Avg household

$660,700

Median home value

$1,896/mo

Median rent

999

Households w/ kids

Recent sales

What actually sold near 99198 Overseas Highway

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

98275 Overseas Hwy, Key Largo FL 33037

$750,000

98275 Overseas Hwy, Key Largo FL 33037

Sold Apr 13, 2026

Your team

The pros in your corner

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, offers, and every question about 99198 Overseas Highway — start here.

CallText
nick@c21edge.com
Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 99198 Overseas Highway.

Get in touchCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New ISLAMORADA listings, in your inbox

A daily digest of every new listing in ISLAMORADA — straight from the MLS, hours after it goes live. Unsubscribe anytime.

CallRequest a tour
CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 16, 2026 at 3:19 AM UTC. The listing information on this page last changed on August 16, 2026 at 3:19 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 16, 2026 at 3:19 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 16, 2026 at 3:19 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.