41 S RIVERWALK DRIVE, PALM COAST, FL, 32137
Active637 days on marketListed Nov 7, 2024MLS #FC305061
About this home
41 S RIVERWALK DRIVE
Build your dream home on this prime lot located on the Matanzas River, a stretch of Florida's Intracoastal Waterway. A place where you can enjoy the Salt Life with 60 feet of water frontage. Extend your outdoor living by building a dock. The desirable eastern rear exposure offers beautiful ocean breezes, sounds of waves crashes, and glorious sunrises. ***Be sure to Watch virtual tour!!! When you buy land in Palm Coast Plantation it's an entry into a lifestyle where luxury, active living, and nature's beauty intersect. The community is a sanctuary for wildlife while offering an array of world-class amenities. Stay fit doing water aerobics in the resort-style pool, workout in the gym, walk the trail, or hit the tennis/pickleball courts. Get in a game of bocce, shuffleboard, horseshoes,or basketball. The clubhouse is the site of many activities and has a game room with a billiard table. Fish off the ICW pier or launch your kayak to be closer to nature. The community's allure extends with a private boat ramp and dock, granting effortless access to Emerald Lake. RV and boat storage further enhance the convenience for avid adventurers. With no city taxes, no CDDs, and a value that exceeds expectations, this property in Palm Coast Plantation is an unparalleled opportunity to savor the best of coastal living. The location is unique just minutes from charming Flagler Beach with great restaurants and live music. Enjoy small town living while being tucked between Daytona and St Augustine and only an hour away from Jacksonville and Orlando.
Facts & features
The home at a glance
0.45 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,355 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,355/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 41 S RIVERWALK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$665,000
65 N RIVERWALK DRIVE · same community
3 bd · 3 ba · 2,772 sqft · $240/sqft · 139 DOM
Sold · Dec ’25$970,000
33 N RIVERWALK DRIVE · same community
4 bd · 3.5 ba · 3,918 sqft · $248/sqft · 23 DOM
Sold · Aug ’25$230,000
1101 OCEAN MARINA DRIVE UNIT H201
1 bd · 1 ba · 804 sqft · $286/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 41 S RIVERWALK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 41 S RIVERWALK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
41 S RIVERWALK DRIVE FAQs
What would the monthly payment be for 41 S RIVERWALK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,355/mo — principal and interest, the actual property-tax bill, the $239/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 41 S RIVERWALK DRIVE?+
The association fee works out to $239 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 41 S RIVERWALK DRIVE?+
The most recent tax bill on record (2025) was $3,038. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 41 S RIVERWALK DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $269,000, this home is listed about 33% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 41 S RIVERWALK DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM COAST 32137 market on paper
$269,000 is 30% below the PALM COAST 32137 median of $384,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
637 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $299,000, now $269,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER (HAMMOCK) · Tammy Selic. MLS #FC305061.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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