CENTURY 21 Edge
$600,000$680,0004 bd3 ba3,040 sqft$197 /sqft$3,970 /mo all-in ↓

9 SHADOW LANE, ORMOND BEACH, FL, 32174

Active485 days on marketListed Mar 21, 2025MLS #FC308311

Reduced $80KPrivate poolSingle Family ResidenceSMOKERISE SUB

About this home

9 SHADOW LANE

TWO HOMES - ONE PROPERTY sitting on just over an acre! 4 Bed 3 Full Bath with heated pool/spa country home that has a separate additional 3 Bed 2 Full Bath 1200sq ft Above Garage Living with a 60ft long balcony! The Main home offers 2 master suits, wood burning fireplace and plenty of upgrades including New Roof 2022, HVAC and ductwork throughout 2024, Smart Pool Pump with high efficiency heater 2023 and Lexan panels to compliment the pool enclosure. Included with the property is a 20x60 canopy to keep your extra toys dry. The garage offers 5 car parking and an office(or use the 1200sq ft for a shop!). Plenty of outside parking for cars, trucks and RVs! Don't miss your opportunity to own Florida's country living lifestyle! All information is deemed to be accurate but cannot be guaranteed.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,040

Sqft

1.08 ac

Lot size

5

Garage

1976

Year built

One

Levels

$197

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Tile
AppliancesRefrigerator · Water Softener
InteriorLiving Room/Dining Room Combo
LaundryCommon Area
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesSouth
ParkingDriveway
ExteriorStorage

Community & fees

Taxes (2024)$4,175/yr

Utilities & systems

UtilitiesElectricity Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,970 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2024 actual bill$348
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,000
Interest rate6.00%
Loan term

Estimated payment

$3,970/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$348
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ormond Beach actives

$197 vs $235

Days on market

485 vs 41 typical

Where $197/sqft sits among the 400 Ormond Beach actives

187 · this home
114
40
24
7
28
$159–229$229–299$299–369$369–440$440–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 9 SHADOW LANE

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32174 — neighborhood snapshot

Population

53,087

Median age

56.3

Median income

$67,817

Median home value

$315,100

Avg household

2.19

Households w/ children

4,692

For the school run

Volusia County School District

ElementaryPathways Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

198 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $600,000 $80K
Mar 21, 2025Listed at $680,000 · 485 days on market since
1976Built · SMOKERISE SUB

Reality check

What actually sold near 9 SHADOW LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10 SHADOW LANESold · Feb ’26

$445,000

10 SHADOW LANE · same community

4 bd · 3 ba · 1,880 sqft · $237/sqft · 163 DOM

9 SUNNY ROADSold · Feb ’26

$393,500

9 SUNNY ROAD · same community

2 bd · 2 ba · 1,706 sqft · $231/sqft · 162 DOM

3470 BAREBACK TRAILSold · Sep ’25

$247,000

3470 BAREBACK TRAIL · same community

3 bd · 2 ba · 1,512 sqft · $163/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Robert Holmgren

Your agent

Robert Holmgren

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9 SHADOW LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9 SHADOW LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9 SHADOW LANE FAQs

What would the monthly payment be for 9 SHADOW LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,970/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9 SHADOW LANE?+

The most recent tax bill on record (2024) was $4,175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $600,000, this home is listed about 41% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 9 SHADOW LANE?+

Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$600,000 runs 50% above the ORMOND BEACH 32174 median — but at 3,040 sqft it's also 57% larger than the typical Ormond Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

485 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $680,000, now $600,000 — a $80K cut. The full history is in the market section below.

Listing courtesy of REALTY PROS ASSURED · Rheanna Monroe. MLS #FC308311.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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