1000 CINNAMON BEACH WAY UNIT 941, PALM COAST, FL, 32137
Active478 days on marketListed Apr 17, 2025MLS #FC309036
About this home
1000 CINNAMON BEACH WAY UNIT 941
Beautifully appointed 4th-floor corner unit offers 3 spacious bedrooms, 3 full bathrooms, and a large in-unit laundry room. Enjoy beachside living with expansive lake views, southern-facing ocean glimpses, and stunning sunsets from your generous balcony. The open-concept layout features volume ceilings, tile flooring throughout the main living areas, and warm hardwood floors in the bedrooms. The kitchen is equipped with 42” cabinetry, granite countertops, stainless steel appliances, and an in-unit washer and dryer for convenience. A bonus Murphy bed in the family room provides extra sleeping space for visiting friends and family. Enjoy expansive views of the lake, the picturesque wooden footbridge, and breathtaking sunsets, along with charming peeks of the ocean from the southern-facing windows. Recent updates include a new water heater in 2021, HVAC system in 2020, and a new roof in 2018, adding to the home's overall value and peace of mind. Outside your door, enjoy sweeping lake views, the charming wooden footbridge, and easy access to Cinnamon Beach’s resort-style amenities. Community features a family pool with zero-entry access, an oceanfront pool, two hot tubs, a splash park for the kids, a game room, billiards room, a well-equipped fitness center, and private beach walk. Whether you’re looking for a coastal retreat, full-time residence, or an investment property, this condo offers it all. Turnkey and ready to enjoy—bring your suitcase and start making memories.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,003
Sqft
0.3 ac
Lot size
27
Garage
2004
Year built
Two
Levels
$320
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,470 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,470/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs Palm Coast actives
$320 vs $222
Days on market
478 vs 49 typical
Where $320/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
192 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 1000 CINNAMON BEACH WAY UNIT 941
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$490,000
45 RIVERVIEW BEND S UNIT 1926
3 bd · 3 ba · 2,007 sqft · $244/sqft · 104 DOM
Sold · Jun ’26$500,000
2 CLARIDGE COURT S
3 bd · 2 ba · 2,008 sqft · $249/sqft · 86 DOM
Sold · Mar ’26$520,000
6 CLARIDGE COURT N
3 bd · 2 ba · 2,108 sqft · $247/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1000 CINNAMON BEACH WAY UNIT 941 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1000 CINNAMON BEACH WAY UNIT 941 — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1000 CINNAMON BEACH WAY UNIT 941 FAQs
What would the monthly payment be for 1000 CINNAMON BEACH WAY UNIT 941?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,470/mo — principal and interest, the actual property-tax bill, the $163/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1000 CINNAMON BEACH WAY UNIT 941?+
The association fee works out to $163 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1000 CINNAMON BEACH WAY UNIT 941?+
The most recent tax bill on record (2024) was $5,439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1000 CINNAMON BEACH WAY UNIT 941?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $640,000, this home is listed about 60% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1000 CINNAMON BEACH WAY UNIT 941?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$640,000 runs 66% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
478 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $665,000, now $640,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Karla Goodman. MLS #FC309036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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