CENTURY 21 Edge
$1,998,000$3,100,0005 bd4.5 ba4,619 sqft$433 /sqft$13,117 /mo all-in ↓

2189 OLD DIXIE HIGHWAY, ORMOND BEACH, FL, 32174

Active459 days on marketListed Apr 19, 2025MLS #FC309079

Reduced $1.1MWaterfrontPrivate poolSingle Family ResidenceSANCTUARY

About this home

2189 OLD DIXIE HIGHWAY

Welcome to your private sanctuary on Ormond Beach's iconic Scenic Loop, where natural beauty meets refined living. This coastal craftsman style pool home is situated on 308 feet of direct riverfront along the tranquil waters of the Tomoka Basin. Easy access from your dock to the Tomoka River, Intracoastal and the Atlantic Ocean. This estate is a true gem and perfect for multigenerational living. Featuring 4,619 square feet of impeccably maintained living spaces with a guest house and mother-in-law suite on the main floor. Soaring ceilings and massive amounts of glass to take in the amazing vistas of the water and marsh area. This home is thoughtfully designed for comfort, flexibility, privacy and entertaining. Ideal for extended families or guests, with it's 5 spacious bedrooms (including 3 on the main floor and 2 upstairs) plus 4.5 baths. Whether hosting family reunions or enjoying a peaceful retreat, there's room for everyone. The residence has a newer roof, has been freshly updated throughout with brand new authentic hickory hardwood flooring, new interior and exterior paint, new lighting, fans, linear fireplace and much more. Beautifully maintained and absolutely turnkey, with nothing to do but move in and soak in the scenery. Enjoy stunning water and nature views from nearly every room, many covered porches, the summer kitchen, the two balconies, all overlooking your very own estuary. Even the private saltwater pool which is just perfect for a refreshing dip on warm Florida days has the stunning views. The gated entry ensures privacy, while a generous driveway and 2 separate garages have the space to accommodate up to 7 cars making this an ideal spot for car/toy enthusiasts. A nicely sized storage shed is on property as well. Out back, cast a line or set off on an adventure from your private dock that can easily accommodate a pontoon, flats boat, paddleboards and kayaks, making this a boater's and angler's paradise. This rare offering is more than a home, it's a lifestyle, a retreat, and a place where generations can come together and make memories. Nothing to do here but move in and enjoy one of the best views in the entire county!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,619

Sqft

2.17 ac

Lot size

7

Garage

2003

Year built

Two

Levels

$433

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringEngineered Hardwood · Laminate · Linoleum · Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Indoor Grill · Microwave · Range · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorAccessibility Features · Built-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Dry Bar · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · In Garage · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofMetal · Shingle
ConstructionBlock · HardiPlank Type · Wood Frame
FoundationSlab
ViewPool · Water
FacesWest
ParkingBoat · Garage Door Opener · Garage Faces Side · Ground Level · Oversized · Split Garage · Tandem
ExteriorBalcony · French Doors · Irrigation System · Outdoor Grill · Outdoor Kitchen · Private Mailbox

Community & fees

Taxes (2024)$17,125/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sprinkler Well · Street Lights · Water Connected
WaterPrivate · See Remarks · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,117 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,781
PMI (est., until 20% equity)$749
Property tax — 2024 actual bill$1,427
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $199,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $199,800
Interest rate6.00%
Loan term

Estimated payment

$13,117/mo

Principal & interest$10,781
PMI (est., until 20% equity)$749
Property taxes (actual bill)$1,427
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$1.5MedgeAI estimate $2,300,541 · range $1.6M$2.7M$2.8M

vs edgeAI estimate

−13.2%

Days on market

459 vs 41 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 2189 OLD DIXIE HIGHWAY

Drive times from this address

Downtown Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32174 — neighborhood snapshot

Population

53,087

Median age

56.3

Median income

$67,817

Median home value

$315,100

Avg household

2.19

Households w/ children

4,692

For the school run

Volusia County School District

ElementaryPathways Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 400% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,998,000 $1.1M
Apr 19, 2025Listed at $3,100,000 · 459 days on market since
2003Built · SANCTUARY

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2189 OLD DIXIE HIGHWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2189 OLD DIXIE HIGHWAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2189 OLD DIXIE HIGHWAY FAQs

What would the monthly payment be for 2189 OLD DIXIE HIGHWAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,117/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2189 OLD DIXIE HIGHWAY?+

The most recent tax bill on record (2024) was $17,125. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2189 OLD DIXIE HIGHWAY?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $1,998,000, this home is listed about 370% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 2189 OLD DIXIE HIGHWAY?+

Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,998,000 runs 400% above the ORMOND BEACH 32174 median — but at 4,619 sqft it's also nearly twice the size of the typical Ormond Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

459 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $3,100,000, now $1,998,000 — a $1.1M cut. The full history is in the market section below.

Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Kory Lostaglio. MLS #FC309079.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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