102 YACHT HARBOR DRIVE UNIT 263, PALM COAST, FL, 32137
Pending452 days on marketListed May 18, 2025MLS #FC309853
About this home
102 YACHT HARBOR DRIVE UNIT 263
YACHT HARBOR IS THE PLACE TO BE! Live the Marina Lifestyle and enjoy all the benefits of a HAMMOCK BEACH RESORT MEMBERSHIP! The $18,000 initiation fee will be credited to the buyer at closing. Why settle for ordinary when you can wake up every day in a waterfront resort-style retreat? Yacht Harbor Village is a gated Intracoastal community where luxury meets laid-back Florida living. This 2-bedroom, 2-bathroom condo isn’t just a home—it’s a vacation you never have to leave. Step inside and feel the airy, open layout designed for both relaxation and entertaining. The living room flows seamlessly to a private balcony overlooking the marina, where you can sip your morning coffee or toast the sunset as boats drift by. A built-in wet bar makes hosting a breeze, while the bright kitchen features granite countertops, pantry storage, and in-unit laundry for ultimate convenience. The primary suite is your personal sanctuary with balcony access and a spa-style bath boasting dual vanities, oversized soaking tub, and walk-in shower. Sold fully furnished, it’s ready for you—or your renters—from day one. Want more? An optional Hammock Beach Club membership unlocks 5-star amenities: Jack Nicklaus & Tom Watson golf courses, a multi-level pool complex with lazy river, tennis, pickleball, fitness center, spa, restaurants, and more. Whether you’re seeking a full-time residence, vacation getaway, or income-generating investment, this one checks every box. Bring your boat, your flip flops, and your sense of adventure—paradise is calling. Don’t wait—schedule your private showing today and make the Intracoastal your backyard!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,351
Sqft
0.31 ac
Lot size
2006
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,732 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,732/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.6%
$/sqft vs Palm Coast actives
$259 vs $219
Days on market
452 vs 49 typical
Where $259/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 YACHT HARBOR DRIVE UNIT 263
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$400,000
102 YACHT HARBOR DRIVE UNIT 566 · same community
2 bd · 2 ba · 1,351 sqft · $296/sqft · 48 DOM
Sold · Nov ’25$399,000
102 YACHT HARBOR DRIVE UNIT 465 · same community
2 bd · 2 ba · 1,570 sqft · $254/sqft · 6 DOM
Sold · Mar ’26$385,000
102 YACHT HARBOR DRIVE UNIT 273 · same community
2 bd · 2 ba · 1,570 sqft · $245/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 102 YACHT HARBOR DRIVE UNIT 263 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 YACHT HARBOR DRIVE UNIT 263 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
102 YACHT HARBOR DRIVE UNIT 263 FAQs
What would the monthly payment be for 102 YACHT HARBOR DRIVE UNIT 263?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,732/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 102 YACHT HARBOR DRIVE UNIT 263?+
The most recent tax bill on record (2024) was $4,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 102 YACHT HARBOR DRIVE UNIT 263?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $350,000, this home is listed about 12% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 102 YACHT HARBOR DRIVE UNIT 263?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM COAST 32137 market on paper
$350,000 is 8% below the PALM COAST 32137 median of $379,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
452 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $399,000, now $350,000 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Joan McCullough. MLS #FC309853.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 102 YACHT HARBOR DRIVE UNIT 263 but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →