CENTURY 21 Edge
$1,135,000$1,185,0004 bd3.5 ba2,946 sqft$385 /sqft$7,916 /mo all-in ↓

62 OAK VIEW CIRCLE, PALM COAST, FL, 32137

Active297 days on marketListed Oct 4, 2025MLS #FC312705

Reduced $50KWaterfrontPrivate poolSingle Family ResidenceOCEAN HAMMOCK

About this home

62 OAK VIEW CIRCLE

Welcome to your coastal retreat in Ocean Hammock! This custom 4 bedroom, 3.5 bath home is tucked away on a quiet, quiet oak-lined street in the coveted, 24/7 gated, oceanfront Jack Nicklaus golf community of Ocean Hammock. Less than a half-mile stroll to the beach, this property blends timeless elegance with everyday comfort and thoughtful upgrades. Step inside and you’ll immediately appreciate the open, light-filled layout and fine details. The formal living room with dramatic columns, wood floors, and double-sided fireplace makes an elegant first impression. Beyond, the family room features built-in shelving, tray ceilings, and expansive sliders that frame sparkling views of the pool and lake. The heart of the home is the gourmet kitchen, beautifully upgraded with rich cherry cabinetry, granite countertops, designer backsplash, double wall ovens, and a large center island with bar seating for four. Pendant lighting and wood flooring give the space a warm, timeless feel, while the adjoining dining nook overlooks the pool for relaxed meals with a view. The primary suite is a serene retreat, complete with a lake-view sitting area, oversized bedroom, and luxurious bath. The ensuite features dual vanities, a deep soaking tub, glass-block walk-in shower, and a linen closet for added convenience. Outdoors, your private oasis awaits. The screened lanai features a sparkling pool (added 2015), summer kitchen with built-in grill, and multiple covered seating areas—all overlooking peaceful lake views. Perfect for morning coffee, weekend entertaining, or evening sunsets. Additional highlights include recessed lighting, new hot water heater (2022), formal and casual living areas with architectural detail throughout, spacious guest suites for family and friends, and primary bath linen closet for added storage and functionality. Beyond your backyard, Ocean Hammock residents enjoy a private neighborhood pool, clubhouse with activity room and kitchen, and gated security. For even more luxury, the Hammock Beach Resort & Club is just steps away, offering optional membership with world-class amenities including pools, dining, spa, fitness, and championship golf. This is more than a home—it’s a lifestyle. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,946

Sqft

0.31 ac

Lot size

2

Garage

2003

Year built

One

Levels

$385

Per sqft

Private poolWaterfrontFireplacePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Dry Bar · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorCourtyard · Irrigation System · Lighting · Outdoor Kitchen · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$186/mo
Taxes (2024)$12,242/yr
PetsYes
CommunityLake · Clubhouse · Gated Community - Guard · Golf · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,916 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,124
PMI (est., until 20% equity)$426
Property tax — 2024 actual bill$1,020
HOA fee — from the listing$186
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $113,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $113,500
Interest rate6.00%
Loan term

Estimated payment

$7,916/mo

Principal & interest$6,124
PMI (est., until 20% equity)$426
Property taxes (actual bill)$1,020
HOA / condo fee$186
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$849KedgeAI estimate $995,441 · range $884K$1.0M$1.2M

vs edgeAI estimate

+14%

$/sqft vs OCEAN HAMMOCK

$385 vs $439

Days on market

297 vs 47 typical

Where $385/sqft sits among the 29 homes for sale in OCEAN HAMMOCK

9 · this home
11
4
1
1
3
$309–396$396–483$483–569$569–656$656–743$743+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 62 OAK VIEW CIRCLE

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

14 of 29

OCEAN HAMMOCK have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 195% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,135,000 $50K
Oct 4, 2025Listed at $1,185,000 · 297 days on market since
2003Built · OCEAN HAMMOCK

Reality check

What actually sold near 62 OAK VIEW CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

42 KINGFISHER LANESold · Apr ’26

$1,250,000

42 KINGFISHER LANE · same community

3 bd · 3.5 ba · 2,903 sqft · $431/sqft · 0 DOM

7 SPANISH MOSS COURTSold · Sep ’25

$1,132,000

7 SPANISH MOSS COURT · same community

3 bd · 3 ba · 3,066 sqft · $369/sqft · 54 DOM

2 DRIFTWOOD LANESold · Feb ’26

$1,300,000

2 DRIFTWOOD LANE · same community

3 bd · 4 ba · 3,164 sqft · $411/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 62 OAK VIEW CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 62 OAK VIEW CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

62 OAK VIEW CIRCLE FAQs

What would the monthly payment be for 62 OAK VIEW CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,916/mo — principal and interest, the actual property-tax bill, the $186/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 62 OAK VIEW CIRCLE?+

The association fee works out to $186 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 62 OAK VIEW CIRCLE?+

The most recent tax bill on record (2024) was $12,242. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 62 OAK VIEW CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $1,135,000, this home is listed about 187% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 62 OAK VIEW CIRCLE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,135,000 runs 195% above the PALM COAST 32137 median — but at 2,946 sqft it's also 56% larger than the typical Palm Coast listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

297 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,185,000, now $1,135,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of HAMMOCK REAL ESTATE GROUP · Luke O'Reilly. MLS #FC312705.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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62 OAK VIEW CIRCLE, PALM COAST, FL — 4 Bed, 3.5 Bath — $1,135,000 | CENTURY 21 Edge