38 PRETORIA LANE, PALM COAST, FL, 32164
Active299 days on marketListed Oct 14, 2025MLS #FC312942
About this home
38 PRETORIA LANE
Better than brand new!!! The beach is certainly within reach with this new listing so bring any all offers! This home was built in 2024 and the owner lived in it 6 months before retiring and traveling the world for an extended period of time This three bedroom two bathroom and two car garage is so cozy and comes with a fully fenced in backyard for the kids or fur babies. It is light and airy as the open floor plan makes this house feel bigger and has an ease for entertaining. I love the office space for any and all of you that work from home! The kitchen opens up into the main living room area along with the dining room or kitchen nook! Enjoy the split floor plan that separates the master bedroom and bathroom with the other side of the house that boasts two other bedrooms and second bathroom. The laundry is conveniently located off the master bedroom and garage but close the doors and you wouldn't even know it was there! Come check out the neighborhood and make this home that is move in ready your next home as it is waiting on its new owners. Brand new riding lawnmower comes with the sale of this home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,552
Sqft
0.24 ac
Lot size
2
Garage
2024
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs PALM COAST SEC 24
$200 vs $207
Days on market
299 vs 49 typical
Where $200/sqft sits among the 25 homes for sale in PALM COAST SEC 24
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Terre
Get to know Palm Coast. See the full Palm Coast guide →
Belle Terre — neighborhood snapshot
Population
5,687
Median age
48
Median income
$62,936
Median home value
$295,367
Avg household
3
Households w/ children
517
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
6 of 25
PALM COAST SEC 24 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 38 PRETORIA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$343,000
99 PRINCESS RUTH LANE · same community
3 bd · 2 ba · 1,555 sqft · $221/sqft · 132 DOM
Sold · Aug ’25$337,000
13 PRIMROSE LANE · same community
3 bd · 2 ba · 1,563 sqft · $216/sqft · 186 DOM
Sold · Mar ’26$296,791
30 PRIORY LANE · same community
3 bd · 2 ba · 1,505 sqft · $197/sqft · 217 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 38 PRETORIA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38 PRETORIA LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38 PRETORIA LANE FAQs
What would the monthly payment be for 38 PRETORIA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,189/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38 PRETORIA LANE?+
The most recent tax bill on record (2024) was $806. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $310,000, this home is listed about 22% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 38 PRETORIA LANE?+
Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$310,000 is 9% below the PALM COAST 32164 median of $342,200, and at $200/sqft it sits under the Palm Coast average of $259.
02Time on market is leverage
299 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $320,000, now $310,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEACHES WITHIN REACHES REALTY · Abby Baker. MLS #FC312942.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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