455 RIVERFRONT DRIVE UNIT A104, PALM COAST, FL, 32137
Active298 days on marketListed Oct 9, 2025MLS #FC313284
About this home
455 RIVERFRONT DRIVE UNIT A104
Introducing The Oakmont at Grand Vista, Grand Haven’s newest Intracoastal development. This 3-bedroom, 3-bath ground-level corner residence spans 2,167 square feet and represents an incredible opportunity to enjoy a peaceful and relaxed coastal lifestyle. Perfectly positioned just steps from the Grand Haven Golf Club clubhouse, this home offers serene views and the gentle ambiance of the Intracoastal Waterway. Concrete block construction, high-impact windows and doors, and a Flood Zone X location ensure strength, safety, and lasting peace of mind. Inside, 10-foot ceilings, crown molding, and 7-inch baseboards establish an open, elegant atmosphere. The gourmet kitchen showcases European-style cabinetry with deep pull-out drawers, luxury quartz countertops, stainless steel GE appliances, and a custom Italian tile backsplash. The formal dining area and cozy café nook create a seamless flow for entertaining or unwinding at home. The primary suite is a tranquil retreat, featuring dual closets with custom built-ins and a spa-inspired bath with a freestanding soaking tub, walk-in shower, dual vanities, and private water closet. Two guest suites—one with its own ensuite bath—offer comfort and privacy for family and visitors. Additional highlights include a laundry room with sink and storage, a private 2-car garage with epoxy floor, and a screened-in patio with tile flooring—perfect for morning coffee or evening relaxation. Residents of Grand Vista enjoy resort-style amenities including a pool, fitness center, café, tennis and pickleball courts, and scenic walking trails along the Intracoastal. With low monthly fees covering water, sewer, cable, internet, maintenance, etc. The Oakmont combines thoughtful design, convenience, and tranquility in one of Palm Coast’s most desirable communities.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,167
Sqft
2
Garage
2024
Year built
Three Or More
Levels
$449
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,781 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,674/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+77.5%
$/sqft vs Palm Coast actives
$449 vs $218
Days on market
298 vs 52 typical
Where $449/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Haven
Get to know Palm Coast. See the full Palm Coast guide →
Grand Haven — neighborhood snapshot
Population
3,308
Median age
65
Median income
$88,771
Median home value
$468,511
Avg household
2
Households w/ children
182
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
169 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 154% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 455 RIVERFRONT DRIVE UNIT A104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$649,000
455 RIVERFRONT DRIVE UNIT A202 · same community
3 bd · 2 ba · 1,779 sqft · $365/sqft · 21 DOM
Sold · Mar ’26$645,000
455 RIVERFRONT DRIVE UNIT A203 · same community
3 bd · 2 ba · 1,762 sqft · $366/sqft · 0 DOM
Sold · May ’26$270,000
8851 NW 119th St # 5221, Hialeah Gardens FL 33018 · same community
2 bd · 2.5 ba · 1,280 sqft · $211/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 455 RIVERFRONT DRIVE UNIT A104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 455 RIVERFRONT DRIVE UNIT A104 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
455 RIVERFRONT DRIVE UNIT A104 FAQs
What would the monthly payment be for 455 RIVERFRONT DRIVE UNIT A104?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,781/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 455 RIVERFRONT DRIVE UNIT A104?+
The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 455 RIVERFRONT DRIVE UNIT A104?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $974,000, this home is listed about 144% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 455 RIVERFRONT DRIVE UNIT A104?+
Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$974,000 runs 154% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
298 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Kings Elementary School, Indian Trails Middle School, Matanzas High School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,085,000, now $974,000 — a $111K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Matt Souza. MLS #FC313284.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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