42 CAMELLIA STREET, PALM COAST, FL, 32137
Pending286 days on marketListed Oct 28, 2025MLS #FC313341
About this home
42 CAMELLIA STREET
Tour this home TODAY! This stunning, single-story home showcases a covered entry, stone veneer accents and professional landscaping. Inside, discover an open floor plan with volume ceilings, tile flooring and a spacious great room. The kitchen boasts Woodmont® 42-in. upper cabinets, quartz countertops, wet island, spacious walk-in pantry and Whirlpool® stainless steel appliances. The primary suite features a walk-in closet and connecting bath that offers quartz countertops, a dual-sink vanity and walk-in shower with tile surround. Other highlights include ENERGY STAR® certified lighting, Moen® faucets, Kohler® sinks and a smart thermostat. Enjoy the outdoors on the covered back patio. KB Home at Somerset includes a brand-new playground and pool! Closing cost assistance available on this home. This home is available for self-touring 7 days a week from 7 AM – 9 PM.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,239
Sqft
0.2 ac
Lot size
2
Garage
2025
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,505 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,840/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.9%
Days on market
286 vs 49 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 42 CAMELLIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42 CAMELLIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
42 CAMELLIA STREET FAQs
What would the monthly payment be for 42 CAMELLIA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,505/mo — principal and interest, estimated property taxes, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 42 CAMELLIA STREET?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 42 CAMELLIA STREET?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 42 CAMELLIA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $364,990, this home is listed about 9% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 42 CAMELLIA STREET?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM COAST 32137 market on paper
$364,990 is 4% below the PALM COAST 32137 median of $380,000, and at $163/sqft it sits under the Palm Coast average of $258.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
286 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $369,990, now $364,990 — a $5K cut. The full history is in the market section below.
Listing courtesy of ROUND TABLE REALTY · Keith Francis. MLS #FC313341.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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