38 BREWSTER LANE, PALM COAST, FL, 32137
Active286 days on marketListed Oct 23, 2025MLS #FC313562
About this home
38 BREWSTER LANE
THE FLOORPLAN YOU WERE NOT EXPECTING! Seller welcomes serious offers on this rare 6-bedroom Palm Coast pool home offering nearly 4,000 square feet. 2023 ROOF. SOLAR PANELS RENOVATED KITCHEN REMODELED PRIMARY Bath NEW FLOORING. Spacious 6-bedroom, 3-bath pool home offering nearly 4,000 square feet of living space and a flexible layout ideal for large households and multi-generational living. Located in a convenient Palm Coast neighborhood within walking distance to AdventHealth Palm Coast, this property combines comfort, modern upgrades, and exceptional functionality. Inside, the home features soaring 20-foot ceilings, abundant natural light, and a welcoming open floor plan. The main level includes the primary suite plus a second bedroom with new ceramic tile flooring—an ideal setup for guests, extended family, or a private home office. The primary bathroom has been updated with fresh, modern finishes for added comfort. The fully remodeled kitchen is designed for everyday living, featuring soft-close cabinetry, stainless steel LG appliances, a built-in oven, cooktop, and Samsung refrigerator. The spacious eat-in area offers views of the pool, making it perfect for casual meals or morning coffee. Upstairs, you’ll find a versatile layout with multiple bedrooms, including one with a private sitting area and another with an efficiency-style setup—ideal for teens, in-laws, or visitors seeking additional space. New carpet installed in 2024 adds comfort and warmth, and the dual-access staircase provides architectural character and ease of movement throughout the home. Step outside to your private screened-in pool area, complete with a child safety fence, updated pool pump and filter, and a vinyl-fenced backyard. The oversized shed offers additional storage, and triple sliding doors seamlessly connect indoor and outdoor living areas—perfect for enjoying Florida’s year-round sunshine. This home also features a 2023 roof and solar panels (paid off at closing) to help with energy efficiency, keeping average electric bills between approximately $80–$250 per month (amounts may vary). Additional highlights include an updated HVAC system, abundant storage space, and an easy-care lot with no HOA. Location is a key advantage—you’re approximately a 13-minute walk or 5-minute drive to AdventHealth Palm Coast, and just minutes from shopping, schools, parks, restaurants, and major roadways for easy commuting. If you’ve been searching for a well-maintained, spacious Palm Coast home with a pool, solar panels, upgraded kitchen, and a flexible floor plan, this property offers outstanding value and convenience. Buyers are encouraged to verify all measurements and information.
Facts & features
The home at a glance
6
Bedrooms
3
Bathrooms
3,957
Sqft
0.33 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,729 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,729/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.5%
$/sqft vs INDIAN TRAILS
$174 vs $209
Days on market
286 vs 52 typical
Where $174/sqft sits among the 11 homes for sale in INDIAN TRAILS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
5 of 11
INDIAN TRAILS have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 38 BREWSTER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$400,000
46 BOXWOOD · same community
3 bd · 2.5 ba · 2,386 sqft · $168/sqft · 211 DOM
Sold · Feb ’26$408,000
25 BAYSIDE DRIVE · same community
4 bd · 3 ba · 2,338 sqft · $175/sqft · 97 DOM
Sold · Feb ’26$432,000
9 BILL COURT · same community
3 bd · 2 ba · 2,329 sqft · $185/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38 BREWSTER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38 BREWSTER LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38 BREWSTER LANE FAQs
What would the monthly payment be for 38 BREWSTER LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,729/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38 BREWSTER LANE?+
The most recent tax bill on record (2025) was $7,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $689,900, this home is listed about 73% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 38 BREWSTER LANE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$689,900 runs 80% above the PALM COAST 32137 median — but at 3,957 sqft it's also nearly twice the size of the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
286 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $750,000, now $689,900 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Marilynn Wolfe. MLS #FC313562.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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