CENTURY 21 Edge
$797,500$875,0004 bd2.5 ba3,196 sqft$250 /sqft$5,639 /mo all-in ↓

17 SANDPIPER COURT, PALM COAST, FL, 32137

Active281 days on marketListed Nov 3, 2025MLS #FC313773

Reduced $78KWaterfrontPrivate poolSingle Family ResidenceLAKE HAVEN/GRAND HAVEN PH 3

About this home

17 SANDPIPER COURT

NEW PRICE $$ AND NEW LVP FLOORING ON THE FIRST FLOOR! 1st floor Hallway, bedrooms and stairs no longer have carpet! They now have a lovely LVP flooring! It's even more ready for a new family. Come and see this stunning Lakefront Home in Grand Haven with Resort-Style Living! We welcome you to this beautifully designed 4-bedroom, 2.5-bath home perfectly positioned on a quiet cul-de-sac in the guard-gated community of Grand Haven. Offering 3,196 sq. ft. of elegant living space, this residence effortlessly combines comfort, sophistication, and the best of the Florida lifestyle. Step inside to find arched architectural details, abundant natural light, and spacious living areas ideal for both relaxing and entertaining. The gourmet kitchen boasts granite countertops, updated stainless-steel appliances, and double ovens—perfect for the chef in the family. It opens to a bright dining area enhanced by a statement chandelier, setting the scene for memorable gatherings. The primary suite, conveniently located on the first floor, provides a true retreat with a large walk-through closet, dual vanities, a tiled walk-in shower, and a soaking tub. Step through the French doors to enjoy direct access to the pool and screened lanai. A second bedroom and half bath complete the first-floor layout. Upstairs, you’ll find two additional bedrooms, a full bathroom, and a flexible landing area—ideal as a family TV room, play space, or cozy lounge. Step outside to your private heated pool and spa overlooking the lake—an inviting space to relax, entertain, and take in the serene views. Color-changing pool lighting and lush, mature landscaping enhance both privacy and curb appeal. Recent updates include a new roof (2021) for added peace of mind. Ask for the list of improvements. You will be amazed to see them all! Residents of Grand Haven enjoy resort-style amenities, including a Jack Nicklaus Signature golf course (optional membership), 7 lighted tennis courts, 5-star pickleball courts, croquet and bocce, two fitness centers, walking trails, and a community café—all within a beautifully maintained, 24/7 guard-gated neighborhood with sidewalks and underground utilities. This exceptional home offers resort-style living every day—don’t miss your opportunity to make it yours! However, the chandelier in the front dining room does not convey.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,196

Sqft

0.23 ac

Lot size

2

Garage

2004

Year built

Two

Levels

$250

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
ViewWater
FacesWest
ExteriorIrrigation System · Private Mailbox

Community & fees

HOA fee$14/mo
Taxes (2025)$10,355/yr
PetsYes
CommunityWaterfront · Clubhouse · Fitness Center · Gated Community - Guard · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Well · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,639 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,303
PMI (est., until 20% equity)$299
Property tax — 2025 actual bill$863
HOA fee — from the listing$14
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,750
Interest rate6.00%
Loan term

Estimated payment

$5,639/mo

Principal & interest$4,303
PMI (est., until 20% equity)$299
Property taxes (actual bill)$863
HOA / condo fee$14
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $798K
$766KedgeAI estimate $1,389,037 · range $1.2M$1.8M$1.9M

vs edgeAI estimate

−42.6%

$/sqft vs Palm Coast actives

$250 vs $223

Days on market

281 vs 49 typical

Where $250/sqft sits among the 400 Palm Coast actives

230
62 · this home
46
21
13
28
$158–235$235–311$311–387$387–464$464–540$540+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grand Haven

Map of 17 SANDPIPER COURT inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Grand Haven — neighborhood snapshot

Population

3,308

Median age

65

Median income

$88,771

Median home value

$468,511

Avg household

2

Households w/ children

182

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
MiddleIndian Trails Middle School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$355K$361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

198 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 110% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $797,500 $78K
Nov 3, 2025Listed at $875,000 · 281 days on market since
2004Built · LAKE HAVEN/GRAND HAVEN PH 3

Reality check

What actually sold near 17 SANDPIPER COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

24 OSPREY CIRCLESold · Dec ’25

$835,000

24 OSPREY CIRCLE

4 bd · 4 ba · 3,030 sqft · $276/sqft · 109 DOM

173 ISLAND ESTATES PARKWAYSold · Aug ’26

$1,900,000

173 ISLAND ESTATES PARKWAY

5 bd · 4 ba · 3,370 sqft · $564/sqft · 96 DOM

17 GRANDVIEW DRIVESold · Jan ’26

$480,000

17 GRANDVIEW DRIVE

4 bd · 2.5 ba · 3,395 sqft · $141/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 17 SANDPIPER COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17 SANDPIPER COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

17 SANDPIPER COURT FAQs

What would the monthly payment be for 17 SANDPIPER COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,639/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17 SANDPIPER COURT?+

The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17 SANDPIPER COURT?+

The most recent tax bill on record (2025) was $10,355. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17 SANDPIPER COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $797,500, this home is listed about 100% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 17 SANDPIPER COURT?+

Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$797,500 runs 110% above the PALM COAST 32137 median — but at 3,196 sqft it's also 69% larger than the typical Palm Coast listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

281 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Old Kings Elementary School, Indian Trails Middle School, Matanzas High School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $875,000, now $797,500 — a $78K cut. The full history is in the market section below.

Listing courtesy of REALTY EXCHANGE, LLC · Jannette Coby, LLC. MLS #FC313773.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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17 SANDPIPER COURT, PALM COAST, FL — 4 Bed, 2.5 Bath — $797,500 | CENTURY 21 Edge