20 BUTTONWOOD LANE, PALM COAST, FL, 32137
Active254 days on marketListed Nov 24, 2025MLS #FC314306
About this home
20 BUTTONWOOD LANE
This duplex is conveniently located to schools: only 1.1 miles to Belle Terre Elementary School and 1.3 miles to Indian Trails Middle School and 3.7 Miles to Matanzas High School. Indian Trails Sports Complex is 2.1 miles. Seize the opportunity to purchase this duplex in a nice location of Indian Trails. Each unit offers one car garage, three bedrooms, two baths, a large great room that flows into a spacious and fuctional kitchen with granite counter-tops, SS stove, microwave and diswashers. Slidders open to a covered back porch. The master suite features an en-suite and walk in closet. For Larger familes this property can be used as a multi-generational home, or live on one side and rent the other side or purchase it as an investment property that can offer long or short term rental options. This fantastic duplex is also located close to shopping, walking/jogging trails and only 20 minutes to Flagler Beach. Close to medical offices. The Advent Health located on Palm Coast Parkway is 4 miles away. Quick acces to I-95 for an easy commute to Saint Augustine ( 35 minutes) or to Daytona Beach ( 40 minutes). Do not miss this oportunity and schedule yourshowing today!
Facts & features
The home at a glance
6
Bedrooms
1,198
Sqft
0.23 ac
Lot size
2
Garage
2024
Year built
$430
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,490 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,490/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PALM COAST SEC 35
$430 vs $188
Days on market
254 vs 52 typical
Where $430/sqft sits among the 23 homes for sale in PALM COAST SEC 35
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
11 of 23
PALM COAST SEC 35 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 20 BUTTONWOOD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$222,000
39 BIRD OF PARADISE DRIVE · same community
3 bd · 2 ba · 1,197 sqft · $185/sqft · 190 DOM
Sold · Aug ’25$295,000
8 BUFFALO GROVE DRIVE · same community
3 bd · 2 ba · 1,247 sqft · $237/sqft · 28 DOM
Sold · Dec ’25$262,500
7 BURTON PLACE · same community
3 bd · 2 ba · 1,274 sqft · $206/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 20 BUTTONWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 BUTTONWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20 BUTTONWOOD LANE FAQs
What would the monthly payment be for 20 BUTTONWOOD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,490/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20 BUTTONWOOD LANE?+
The most recent tax bill on record (2024) was $852. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $514,900, this home is listed about 29% above the Palm Coast median of $399,925. The market section on this page shows how the area is trending.
Which schools are assigned to 20 BUTTONWOOD LANE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$514,900 runs 35% above the PALM COAST 32137 median.
02Time on market is leverage
254 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $530,000, now $514,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Ana Medeiros. MLS #FC314306.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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