CENTURY 21 Edge
$674,900$698,0003 bd3 ba1,676 sqft$403 /sqft$5,425 /mo all-in ↓

200 OCEAN CREST DRIVE UNIT 717, PALM COAST, FL, 32137

Active201 days on marketListed Jan 17, 2026MLS #FC314874

Reduced $23KFully furnishedCondo - HotelHAMMOCK BEACH CLUB CONDO PHASE I UNIT 717

About this home

200 OCEAN CREST DRIVE UNIT 717

Perched on the 7th floor of the prestigious Main Tower at Hammock Beach Resort, this exquisite ocean view condominium offers the perfect level of luxury and comfort. This 3-bedroom, 3-bath residence is being sold fully furnished. The inviting living area is ideal for relaxing or entertaining, and when out on the private balcony, you will see ample views of the Atlantic Ocean and the Hammock Beach ocean course. Endless sunrises (and possible moon-rises too) await, along with your morning beverage of choice. The primary suite has sliders out to the balcony, and provides a luxurious ensuite bath offering an ample soaking tub and separate walk-in shower. The 2nd master ensuite also has access to the patio with glass sliders. The property is in the Club rental program with great income to offset expenses. Membership to Hammock Beach Club is required to access and enjoy two legendary golf courses, the Ocean course designed by Jack Nicklaus, and Conservatory by Tom Watson, a sprawling pool pavilion with multiple pools, a thrilling water slide, and a serene lazy river. Plus, indulge in over 14,000 square feet of fitness and spa amenities, diverse dining options, and exceptional tennis and pickleball courts close by, and boat rental slips and services. Make this your chance to own the best of your Florida paradise at Hammock Beach Club. Schedule your private tour today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,676

Sqft

0 ac

Lot size

1

Garage

2003

Year built

One

Levels

$403

Per sqft

Water viewFurnished

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Surface Counters · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingHeat Pump
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingUnder Building
ExteriorBalcony

Community & fees

HOA fee$1,489/mo
Taxes (2025)$7,970/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Dog Park · Gated Community - Guard · Golf · Restaurant · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,425 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$3,111
Property tax — 2025 actual bill$664
Condo fee — from the listing$1,489
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $202,470
Interest rate6.90%
Loan term

Estimated payment

$5,425/mo

Principal & interest$3,111
Property taxes (actual bill)$664
HOA / condo fee$1,489
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $675K
$648KedgeAI estimate $815,842 · range $766K$849K$883K

vs edgeAI estimate

−17.3%

$/sqft vs Palm Coast actives

$403 vs $222

Days on market

201 vs 50 typical

Where $403/sqft sits among the 400 Palm Coast actives

245
57
40
21 · this home
8
29
$160–241$241–322$322–402$402–483$483–564$564+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 200 OCEAN CREST DRIVE UNIT 717

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$355K$361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

181 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $674,900 $23K
Jan 17, 2026Listed at $698,000 · 201 days on market since
2003Built · HAMMOCK BEACH CLUB CONDO PHASE I UNIT 717

Reality check

What actually sold near 200 OCEAN CREST DRIVE UNIT 717

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6 CROSSLEAF COURT ESold · Aug ’26

$567,500

6 CROSSLEAF COURT E

3 bd · 2 ba · 1,635 sqft · $347/sqft · 375 DOM

4 CROSSLEAF COURT ESold · Sep ’25

$515,000

4 CROSSLEAF COURT E

3 bd · 2 ba · 1,743 sqft · $295/sqft · 8 DOM

12 WELDON WAYSold · Oct ’25

$725,000

12 WELDON WAY

3 bd · 2 ba · 1,841 sqft · $394/sqft · 182 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 717 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 717 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

200 OCEAN CREST DRIVE UNIT 717 FAQs

What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 717?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $5,425/mo — principal and interest, the actual property-tax bill, the $1,489/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 200 OCEAN CREST DRIVE UNIT 717?+

The association fee works out to $1,489 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 200 OCEAN CREST DRIVE UNIT 717?+

The most recent tax bill on record (2025) was $7,970. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 200 OCEAN CREST DRIVE UNIT 717?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $674,900, this home is listed about 69% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 717?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$674,900 runs 76% above the PALM COAST 32137 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04Time on market is leverage

201 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · David Franklin. MLS #FC314874.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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