CENTURY 21 Edge
$849,000$1,195,0004 bd2.5 ba3,550 sqft$239 /sqft$5,516 /mo all-in ↓

10 CAPISTRANO DRIVE, ORMOND BEACH, FL, 32176

Active194 days on marketListed Dec 30, 2025MLS #FC314920

Reduced $346KSingle Family ResidenceCAPISTRANO BY SEA

About this home

10 CAPISTRANO DRIVE

A LIFESTYLE THAT SELLS. JUST STEPS FROM DEEDED BEACH ACCESS. Positioned along one of the most desirable stretches of Ormond by the Sea, this striking three story Spanish style coastal residence delivers the kind of beachside lifestyle buyers rarely find. Private deeded beach access to traffic free sands, ocean views from the upper levels, expansive living spaces, and the flexibility to live, vacation, entertain, or invest exactly the way you want. From the moment you arrive, the home's commanding architecture, concrete clay tile roof, soaring height, and timeless coastal presence make a lasting impression. Inside, freshly professionally painted interiors are complemented by elegant fixtures, hardwood cabinetry, multiple gathering spaces, and a cozy fireplace that creates the perfect atmosphere after a day at the beach. The versatile floor plan offers four bedrooms, three bathrooms, and an incredible amount of flexible living space across all three levels. The top floor observation retreat is a true standout feature, offering ocean views, a wet bar area, and the perfect setting for sunset cocktails, entertaining, stargazing, game nights, or simply enjoying the coastal breeze from above the rooftops. Designed for the way people actually want to live at the beach, the oversized garage provides abundant room for vehicles, golf carts, surfboards, paddle-boards, fishing gear, bicycles, and all the extras that come with coastal living. Outside, the privacy fenced backyard offers plenty of room to create your dream outdoor oasis with space for a future pool, outdoor kitchen, firepit lounge, or expanded entertaining area. Additional improvements include two HVAC systems installed in 2025 and 2013, along with a 2019 water heater. With no HOA restrictions, private beach walkover access reserved for Capistrano by the Sea homeowners, and a golf cart friendly setting, this property offers the freedom, flexibility, and lifestyle today's buyers are searching for. Located just moments from restaurants, marinas, waterfront dining, shopping, medical facilities, airports, cruise terminals, and endless local attractions, this is more than a home. It is a rare opportunity to own a piece of the Florida coast where every day feels like vacation. Coastal living. Ocean air. Deeded beach access. Endless possibilities. Welcome to 10 Capistrano. Select images may contain virtual staging or virtual enhancements for illustrative purposes only and are intended to help visualize the property's potential, furnishing concepts, landscaping, or future improvements. All information and measurements are intended to be accurate but cannot be guaranteed. Buyers should independently verify all information deemed important and conduct their own due diligence regarding measurements, features, zoning, rental restrictions, insurance, and intended use.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,550

Sqft

0.19 ac

Lot size

2

Garage

2003

Year built

Three Or More

Levels

$239

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Primary Bedroom Main Floor · Wet Bar
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Concrete · Stone · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Private Mailbox · Private Yard

Community & fees

Taxes (2024)$5,473/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,516 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property tax — 2024 actual bill$456
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,900
Interest rate6.00%
Loan term

Estimated payment

$5,516/mo

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property taxes (actual bill)$456
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $849K
$617KedgeAI estimate $752,026 · range $642K$917K$953K

vs edgeAI estimate

+12.9%

$/sqft vs Ormond Beach actives

$239 vs $238

Days on market

194 vs 41 typical

Where $239/sqft sits among the 400 Ormond Beach actives

175
119 · this home
46
25
10
25
$160–229$229–297$297–366$366–435$435–503$503+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Capistrano By The Sea

Map of 10 CAPISTRANO DRIVE inside its neighborhood boundary

Get to know Ormond Beach. See the full Ormond Beach guide →

Capistrano By The Sea — neighborhood snapshot

Population

266

Median age

65

Median income

$61,643

Median home value

$396,316

Avg household

2

Households w/ children

6%

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

185 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the Capistrano By The Sea median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $849,000 $346K
Dec 30, 2025Listed at $1,195,000 · 194 days on market since
2003Built · CAPISTRANO BY SEA

Reality check

What actually sold near 10 CAPISTRANO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3310 JOHN ANDERSON DRIVESold · Mar ’26

$1,625,000

3310 JOHN ANDERSON DRIVE · same community

4 bd · 4.5 ba · 3,738 sqft · $435/sqft · 62 DOM

44 CAPISTRANO DRIVESold · Jun ’26

$365,000

44 CAPISTRANO DRIVE · same community

3 bd · 2 ba · 1,938 sqft · $188/sqft · 48 DOM

16 JULIE DRIVESold · May ’26

$850,000

16 JULIE DRIVE

3 bd · 3.5 ba · 3,337 sqft · $255/sqft · 197 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chris Shouse

Your agent

Chris Shouse

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10 CAPISTRANO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10 CAPISTRANO DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chris's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10 CAPISTRANO DRIVE FAQs

What would the monthly payment be for 10 CAPISTRANO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,516/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10 CAPISTRANO DRIVE?+

The most recent tax bill on record (2024) was $5,473. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10 CAPISTRANO DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $849,000, this home is listed about 100% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 10 CAPISTRANO DRIVE?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$849,000 runs 19% above the Capistrano By The Sea median — but at 3,550 sqft it's also nearly twice the size of the typical Ormond Beach listing.

02Time on market is leverage

194 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,195,000, now $849,000 — a $346K cut. The full history is in the market section below.

Listing courtesy of SIMPLY REAL ESTATE · Deana Frechette. MLS #FC314920.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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