600 CINNAMON BEACH WAY UNIT 521, PALM COAST, FL, 32137
Active214 days on marketListed Jan 7, 2026MLS #FC315057
About this home
600 CINNAMON BEACH WAY UNIT 521
Experience oceanfront living at its finest in this stunning Cinnamon Beach second-floor end unit, offering exceptional privacy, an unbeatable location, and breathtaking Atlantic views. This highly sought-after residence features the largest floor plan available and a desirable end-unit design that fills the space with natural light. The coastal interior is beautifully styled with designer furnishings and décor, complemented by modern upgrades throughout. The kitchen shines with new quartz countertops, an updated backsplash, stainless steel appliances, and a cozy breakfast nook perfect for relaxed mornings. With generous living and entertaining spaces, this condo is ideal for gathering family and friends to create unforgettable beachside memories. Step onto the oversized tiled balcony and enjoy spectacular eastern sunrises over the signature cinnamon-colored sands. Additional conveniences include a private storage locker in the garage. Residents and guests enjoy resort-style amenities, including two pools, a fitness center, a game room, a seasonal restaurant and café, and a beach walkover just steps away. Short-term rentals are permitted, making this an exceptional opportunity for both personal enjoyment and investment potential.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,003
Sqft
1
Garage
2004
Year built
Three Or More
Levels
$437
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,092 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,092/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.2%
$/sqft vs OCEAN HAMMOCK
$437 vs $448
Days on market
214 vs 49 typical
Where $437/sqft sits among the 28 homes for sale in OCEAN HAMMOCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
12 of 28
OCEAN HAMMOCK have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 127% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 600 CINNAMON BEACH WAY UNIT 521
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$675,000
200 CINNAMON BEACH WAY UNIT 131 · same community
3 bd · 3 ba · 2,003 sqft · $337/sqft · 125 DOM
Sold · Apr ’26$612,500
300 CINNAMON BEACH WAY UNIT 251 · same community
3 bd · 3 ba · 2,003 sqft · $306/sqft · 115 DOM
Sold · Jun ’26$675,000
41 KINGFISHER LANE · same community
3 bd · 3 ba · 2,290 sqft · $295/sqft · 212 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 600 CINNAMON BEACH WAY UNIT 521 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 600 CINNAMON BEACH WAY UNIT 521 — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
600 CINNAMON BEACH WAY UNIT 521 FAQs
What would the monthly payment be for 600 CINNAMON BEACH WAY UNIT 521?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,092/mo — principal and interest, the actual property-tax bill, the $993/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 600 CINNAMON BEACH WAY UNIT 521?+
The association fee works out to $993 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 600 CINNAMON BEACH WAY UNIT 521?+
The most recent tax bill on record (2025) was $10,672. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 600 CINNAMON BEACH WAY UNIT 521?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $875,000, this home is listed about 119% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 600 CINNAMON BEACH WAY UNIT 521?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$875,000 runs 127% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $993/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
214 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Laurent Alves. MLS #FC315057.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 600 CINNAMON BEACH WAY UNIT 521 but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Krystina to ping you on any price or status change →