13 SURREY COURT UNIT 13, PALM COAST, FL, 32137
Active199 days on marketListed Jan 27, 2026MLS #FC315379
About this home
13 SURREY COURT UNIT 13
Welcome to Woodhaven, a stunning 3-bedroom, 2-bathroom 1st floor end unit condo located in beautiful Palm Coast, FL. This condo offers a perfect blend of comfort and style with its tile and laminate flooring. The unit is conveniently located on the first floor, providing easy access and a unique end unit advantage. The Woodhaven community offers a range of amenities designed to enhance your living experience. Enjoy a refreshing dip in the community pool or engage in a friendly match at the community tennis courts. For those who prioritize fitness, the community also boasts a fitness center. To top it all off, WATER IS INCLUDED, adding to the convenience of your stay. Experience the best of Palm Coast living at Woodhaven. No smoking/ No animals, HOA approval required, $75.00 HOA application fee 1st months rent of $1600, Security deposit of $2400.00, screening fee $50.00 per 18 year old and over, lease prep of $50.00 & Resident Benefits Package is an additional $40 monthly fee. All Clarion Group, Inc. residents are enrolled in the Resident Benefits Package (RBP) for $40.00/month which includes renters insurance, HVAC air filter delivery (for applicable properties), credit building to help boost your credit score with timely rent payments, $1M Identity Protection, move-in concierge service making utility connection and home service setup a breeze during your move-in, our best-in-class resident rewards program, and much more! More details upon application.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,338
Sqft
0 ac
Lot size
1981
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$1 vs $223
Days on market
199 vs 49 typical
Where $1/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Woodlands
Get to know Palm Coast. See the full Palm Coast guide →
Woodlands — neighborhood snapshot
Population
1,346
Median age
66
Median income
$72,734
Median home value
$301,000
Avg household
2
Households w/ children
26%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
206 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 13 SURREY COURT UNIT 13
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$219,000
7 SHERBURY COURT UNIT 7 · same community
3 bd · 2 ba · 1,338 sqft · $164/sqft · 63 DOM
Sold · Mar ’26$235,000
35 SHERBURY COURT UNIT 35 · same community
3 bd · 2 ba · 1,338 sqft · $176/sqft · 80 DOM
Sold · Jan ’26$165,000
13 SURREY COURT UNIT 13 · same community
3 bd · 2 ba · 1,338 sqft · $123/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13 SURREY COURT UNIT 13 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 SURREY COURT UNIT 13 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13 SURREY COURT UNIT 13 FAQs
What would the monthly payment be for 13 SURREY COURT UNIT 13?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13 SURREY COURT UNIT 13?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,600, this home is listed about 100% below the Palm Coast median of $399,450. The market section on this page shows how the area is trending.
Which schools are assigned to 13 SURREY COURT UNIT 13?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$1,600 is 100% below the PALM COAST 32137 median of $379,900, and at $1/sqft it sits under the Palm Coast average of $257.
02Time on market is leverage
199 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,650, now $1,600 — a $50 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CLARION GROUP, INC. · Karen Radcliff. MLS #FC315379.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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