CENTURY 21 Edge
$795,000$825,0003 bd2.5 ba2,965 sqft$268 /sqft$5,612 /mo all-in ↓

27 CHERRYTREE COURT, PALM COAST, FL, 32137

Active119 days on marketListed Apr 8, 2026MLS #FC315449

Reduced $30KWaterfrontPrivate poolSingle Family ResidencePALM HARBOR

About this home

27 CHERRYTREE COURT

A true boater’s dream, ideal for water enthusiasts embracing the best of the Florida lifestyle. Situated on a wide 100-foot wide saltwater canal, this waterfront pool home offers 80 feet of water frontage and effortless access to the Intracoastal Waterway. Captivating water views are enjoyed from every room. Offering nearly 3,000 square feet of living space, the residence is perfectly suited for a large family or exceptional entertaining. Kitchen with solid surface countertops and lots of cabinets; breakfast nook overlooking pool area and the salt water canal. Expansive telescopic sliders provide seamless access to the pool area and saltwater canal from the tiled great room featuring a wet Tiki bar with TV. The boathouse features an 8,000-lb boat lift and low-maintenance Trex decking. Solar heated pool and heat pump that can also be used to cool the pool. What an opportunity!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,965

Sqft

0.23 ac

Lot size

2

Garage

1988

Year built

One

Levels

$268

Per sqft

Private poolWaterfrontPool & Water view

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
ViewPool · Water
FacesNortheast
ParkingGarage Door Opener
ExteriorIrrigation System · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$10,367/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Solar · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,612 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property tax — 2025 actual bill$864
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,500
Interest rate6.00%
Loan term

Estimated payment

$5,612/mo

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property taxes (actual bill)$864
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $795K
$763KedgeAI estimate $1,026,661 · range $885K$1.3M$1.4M

vs edgeAI estimate

−22.6%

$/sqft vs PALM HARBOR

$268 vs $241

Days on market

119 vs 50 typical

Where $268/sqft sits among the 25 homes for sale in PALM HARBOR

7
7
5 · this home
2
0
4
$179–212$212–245$245–278$278–311$311–344$344+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 27 CHERRYTREE COURT inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Palm Harbor — neighborhood snapshot

Population

16,621

Median age

57

Median income

$73,524

Median home value

$373,781

Avg household

2

Households w/ children

1,152

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$355K$361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

12 of 25

PALM HARBOR have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $795,000 $30K
Apr 8, 2026Listed at $825,000 · 119 days on market since
1988Built · PALM HARBOR

Reality check

What actually sold near 27 CHERRYTREE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7 CURTIS COURTSold · Apr ’26

$820,000

7 CURTIS COURT · same community

3 bd · 3 ba · 2,902 sqft · $283/sqft · 58 DOM

109 COCHISE COURTSold · Sep ’25

$405,000

109 COCHISE COURT · same community

3 bd · 3 ba · 2,679 sqft · $151/sqft · 69 DOM

47 FOLCROFT LANESold · Dec ’25

$395,000

47 FOLCROFT LANE · same community

3 bd · 3 ba · 2,669 sqft · $148/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Stickler

Your agent

Jessica Stickler

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 27 CHERRYTREE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 27 CHERRYTREE COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

27 CHERRYTREE COURT FAQs

What would the monthly payment be for 27 CHERRYTREE COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,612/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 27 CHERRYTREE COURT?+

The most recent tax bill on record (2025) was $10,367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $795,000, this home is listed about 99% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 27 CHERRYTREE COURT?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$795,000 runs 107% above the PALM COAST 32137 median — but at 2,965 sqft it's also 57% larger than the typical Palm Coast listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

119 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $825,000, now $795,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of REALTY EXECUTIVES OCEANSIDE · Tim Kennelly. MLS #FC315449.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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