146 GREENWOOD DRIVE, PALM COAST, FL, 32137
Pending196 days on marketListed Jan 28, 2026MLS #FC315721
About this home
146 GREENWOOD DRIVE
READY NOW! The Clifton is a single-story home that blends comfort, functionality, and flexibility in 1,799 square feet of living space. This floorplan includes two bedrooms, two bathrooms, and a versatile flex room that is perfect for a home office, hobby space, or guest room. A two-car garage and a covered lanai complete the layout. From the moment you step inside the Clifton, you will notice how bright and welcoming the home feels, thanks to its large windows and its open-concept layout. The kitchen is the heart of the home, featuring a spacious island and elegant quartz countertops, ideal for casual meals or hosting guests. The adjoining dining and living areas offer a seamless flow, creating an ideal space for gathering, entertaining, or relaxing. The private main suite offers a true retreat and is complete with a large bathroom, dual vanities, and a generous walk-in closet. Plus, you will enjoy the Florida weather on your covered lanai, with plenty of space to make your outdoor set-up feel like an extension of your home’s interior. With its flexible floor plan, modern finishes, and easy-to-maintain layout, the Clifton is a smart choice for buyers who want style and practicality in one beautifully designed space.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,799
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,498 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,814/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7%
$/sqft vs SAWMILL BRANCH
$192 vs $201
Days on market
196 vs 49 typical
Where $192/sqft sits among the 30 homes for sale in SAWMILL BRANCH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
8 of 30
SAWMILL BRANCH have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 146 GREENWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$350,000
153 GREENWOOD DRIVE · same community
2 bd · 2 ba · 1,799 sqft · $195/sqft · 49 DOM
Sold · May ’26$335,035
10 SAWDUST LANE · same community
4 bd · 2 ba · 1,862 sqft · $180/sqft · 41 DOM
Sold · Jan ’26$333,990
70 SAWDUST LANE · same community
4 bd · 2 ba · 1,862 sqft · $179/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 146 GREENWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 146 GREENWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
146 GREENWOOD DRIVE FAQs
What would the monthly payment be for 146 GREENWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,498/mo — principal and interest, estimated property taxes, the $155/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 146 GREENWOOD DRIVE?+
The association fee works out to $155 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 146 GREENWOOD DRIVE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 146 GREENWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $344,900, this home is listed about 14% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 146 GREENWOOD DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$344,900 is 9% below the PALM COAST 32137 median of $379,900, and at $192/sqft it sits under the Palm Coast average of $258.
02Time on market is leverage
196 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $378,990, now $344,900 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DR HORTON REALTY INC. · Charlie Rogers. MLS #FC315721.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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