48 WATERS DRIVE, PALM COAST, FL, 32164
Active177 days on marketListed Feb 6, 2026MLS #FC315944
About this home
48 WATERS DRIVE
RARE CUSTOM VANACORE HOME RESALE-Gorgeous Hibiscus I floor plan-Luxurious and large master-w/ sitting room that opens to screened covered lanai. Award winning master bath w/ jetted tub, large walk in shower, double granite vanity w/ make up space. Huge master closet. This award winning model also has 9'4" ceilings in most rooms and double treyed ceilings in master. Crown molding throughout. NEW FRIDGE, RANGE, & APPLIANCES. NEW WATER HEATER, Roof certified this year. Vinyl fenced yard with plenty of room for a pool. Irrigation with well and timer. CIRCULAR DRIVE. Pull down attic stairs, laundry tub. TILED FLRS THROUGHOUT. Granite tops and more. Located in sought after Pine Lakes Golf community...close to GOLF, TENNIS, BEACHES, SHOPPING, HOUSES OF WORSHIP. Close Flagler Beach, St Augustine, Ormond Beach, Daytona, Orlando, Jax and more. Come see this one of a kind Vanacore home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,820
Sqft
0.23 ac
Lot size
2
Garage
2009
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,720 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,720/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
$/sqft vs Palm Coast actives
$192 vs $218
Days on market
177 vs 47 typical
Where $192/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
167 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 48 WATERS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$338,481
12 WAINSHIRE PLACE · same community
4 bd · 2 ba · 1,820 sqft · $186/sqft · 215 DOM
Sold · Nov ’25$375,000
8 WAINMONT PLACE · same community
3 bd · 2 ba · 1,852 sqft · $202/sqft · 1 DOM
Sold · Feb ’26$350,000
9 WILD ROSE PLACE · same community
3 bd · 2 ba · 1,900 sqft · $184/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 48 WATERS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 48 WATERS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
48 WATERS DRIVE FAQs
What would the monthly payment be for 48 WATERS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 48 WATERS DRIVE?+
The most recent tax bill on record (2025) was $4,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 48 WATERS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $348,800, this home is listed about 12% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 48 WATERS DRIVE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EZRA MARCUS REALTOR · Ezra Marcus. MLS #FC315944.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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