10 CHELSEA COURT, PALM COAST, FL, 32137
Active175 days on marketListed Feb 20, 2026MLS #FC316116
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Upcoming open house
Sat, Aug 15
12:00 PM – 2:00 PM
Price Improvement! Saltwater Canal Pool Home. Boat House with lift, dock space and kayak launch. Spectacular views and lots of extras.
About this home
10 CHELSEA COURT
One or more photo(s) has been virtually staged. Price Improvement. Saltwater Canal Pool Home This custom-built waterfront retreat by Machin Design Builders offers your own private slice of paradise. With 80 feet of canal frontage and positioned just one lot from the tip, you’ll enjoy spectacular water views from nearly every angle. The 2023 boathouse is designed for the ultimate boating lifestyle, featuring an 8,000-lb lift, water, electric, and a dedicated kayak launch pad complete with two kayaks. Overlooking it all is the sparkling pool, resurfaced in 2022 for easy maintenance. The pool and lanai deck were refinished with acrylic coating in 2026, enhancing both beauty and safety. Inside, the kitchen opens seamlessly to the family room, creating an ideal space for entertaining. It features newer stainless-steel appliances, granite countertops, abundant cabinetry, a large pantry, and a bright eat-in area with mitered glass windows perfectly framing the water views. The primary bath shower was updated in 2022 with a stunning walk-in shower. In the formal living room, a custom decorative stone fireplace adds warmth, character, and ambiance. Recent updates provide added confidence and peace of mind, including: 2025 Roof, 2026 Water Heater, Exterior Paint, 2022 Interior Paint, 2024 Roll-Up Garage Screen Door, 2023, Ceiling Fans (inside, outside & garage), Irrigation System on a Well, Gutter covers, Portable Generator, Outdoor Shower and Sink. And so much more. Call for the complete list of upgrades and features.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,358
Sqft
0.23 ac
Lot size
2
Garage
1993
Year built
One
Levels
$337
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,439 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,439/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.8%
$/sqft vs Palm Coast actives
$337 vs $223
Days on market
175 vs 49 typical
Where $337/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
206 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 109% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 CHELSEA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$312,000
9 COLLINS LANE · same community
3 bd · 2 ba · 1,945 sqft · $160/sqft · 15 DOM
Sold · Sep ’25$315,000
10 COOPER LANE · same community
2 bd · 2 ba · 1,900 sqft · $166/sqft · 12 DOM
Sold · Apr ’26$550,000
5100 SE Hanson Circle, Stuart FL 34997 · same community
3 bd · 2 ba · 1,786 sqft · $308/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10 CHELSEA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 CHELSEA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10 CHELSEA COURT FAQs
What would the monthly payment be for 10 CHELSEA COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,439/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10 CHELSEA COURT?+
The most recent tax bill on record (2025) was $8,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $795,000, this home is listed about 99% above the Palm Coast median of $399,450. The market section on this page shows how the area is trending.
Which schools are assigned to 10 CHELSEA COURT?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$795,000 runs 109% above the PALM COAST 32137 median — but at 2,358 sqft it's also 25% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
175 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $825,000, now $795,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Rosemarie Scharer. MLS #FC316116.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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