18 PROSPECT LANE UNIT A & B, PALM COAST, FL, 32164
Active173 days on marketListed Feb 15, 2026MLS #FC316165
About this home
18 PROSPECT LANE UNIT A & B
Welcome to the Spacious 3 Bedroom 2 Bath each side Duplex in Palm Coast, FL. This beautiful Duplex boasts a generous floor plan per side with vaulted ceilings and tile throughout, creating a sense of openness and elegance. The property features three well-sized bedrooms and two full bathrooms, offering ample space for comfort and convenience per side. The home is equipped with newer air conditioning systems, ensuring a cool and comfortable environment during the warm Florida months and newer roofs. The open patio is perfect for enjoying the outdoors and the garage door opener adds an extra layer of convenience. This duplex is a perfect blend of style, comfort, and functionality. Both sides are rented. Call to schedule your viewing today.
Facts & features
The home at a glance
6
Bedrooms
2,622
Sqft
0.23 ac
Lot size
1
Garage
2007
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,645 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,645/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PALM COAST SEC 24
$177 vs $207
Days on market
173 vs 50 typical
Where $177/sqft sits among the 25 homes for sale in PALM COAST SEC 24
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Terre
Get to know Palm Coast. See the full Palm Coast guide →
Belle Terre — neighborhood snapshot
Population
5,687
Median age
48
Median income
$62,936
Median home value
$295,367
Avg household
3
Households w/ children
517
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
7 of 25
PALM COAST SEC 24 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 18 PROSPECT LANE UNIT A & B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$405,500
5 PRINCE KAAREL LANE · same community
4 bd · 2 ba · 2,447 sqft · $166/sqft · 13 DOM
Sold · Jul ’26$385,000
12 PRITCHARD DRIVE · same community
4 bd · 2.5 ba · 2,884 sqft · $133/sqft · 11 DOM
Sold · Jun ’26$500,000
4 PROVIDENCE LANE · same community
3 bd · 3 ba · 2,298 sqft · $218/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18 PROSPECT LANE UNIT A & B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18 PROSPECT LANE UNIT A & B — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18 PROSPECT LANE UNIT A & B FAQs
What would the monthly payment be for 18 PROSPECT LANE UNIT A & B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,645/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18 PROSPECT LANE UNIT A & B?+
The most recent tax bill on record (2025) was $6,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18 PROSPECT LANE UNIT A & B?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $465,000, this home is listed about 16% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18 PROSPECT LANE UNIT A & B?+
Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CLARION GROUP, INC. · Karen Radcliff. MLS #FC316165.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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