251 AMBER TRAIL, PALM COAST, FL, 32137
Active153 days on marketListed Mar 6, 2026MLS #FC316491
About this home
251 AMBER TRAIL
Prime development opportunity! Welcome to 251 Amber Trail, a rare 11.6-acre high-and-dry tract located in Flood Zone X with tremendous potential. Currently zoned Agriculture, the land can be subdivided into two lots of 5+ acres, or a buyer may opt to rezone to residential, opening the door to up to five buildable parcels. With 774 feet of frontage and 653 feet of depth, the configuration supports multiple development layouts. The property features a serene pond at the rear and sits in a rapidly growing corridor near the distinguished Conservatory golf community in Palm Harbor. Outstanding access: 2 minutes to I-95, 1 minute to Matanzas High School, 3 minutes to European Village, near Palm Coast Linear Park and St. Joe Walkway, and just 20 minutes to the beach. Boaters will love the proximity to the Matanzas River, providing straight-line access to the Atlantic. This is a unique chance for builders, investors, or those envisioning a private estate compound. Endless possibilities-excellent location. The land is partially improved with electricity connected and a well on the property. Information considered reliable but not guaranteed. Buyer to verify all details and contact Flagler County Planning Dept. for subdivision and rezoning requirements. A survey is available upon request.
Facts & features
The home at a glance
11.6 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,221 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,221/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 251 AMBER TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$130,000
2341 TAYLOR ROAD E · same community
3 bd · 1 ba · 648 sqft · $201/sqft · 34 DOM
Sold · Jan ’26$160,000
804 SE 5TH STREET · same community
3 bd · 1 ba · 788 sqft · $203/sqft · 7 DOM
Sold · Mar ’26$130,000
27 STORY ROAD · same community
2 bd · 1 ba · 864 sqft · $150/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 251 AMBER TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 251 AMBER TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
251 AMBER TRAIL FAQs
What would the monthly payment be for 251 AMBER TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,221/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 251 AMBER TRAIL?+
The most recent tax bill on record (2025) was $2,143. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 251 AMBER TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $672,800, this home is listed about 68% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 251 AMBER TRAIL?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$672,800 runs 75% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
153 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Annie Nay. MLS #FC316491.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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