262 YACHT HARBOR DRIVE, PALM COAST, FL, 32137
Active155 days on marketListed Mar 10, 2026MLS #FC316782
About this home
262 YACHT HARBOR DRIVE
Experience luxury Intracoastal living in Yacht Harbor Village with breathtaking views of the Intracoastal Waterway in Palm Coast, Florida. This elegant two story home offers the perfect combination of upscale coastal living, privacy, and convenience while being just minutes from Hammock Beach Resort, championship golf courses, and the beautiful Atlantic coastline. The main living area is located on the second floor and can be accessed by a grand staircase or private elevator. This level showcases elegant architectural details including travertine flooring, crown molding, tray ceilings, and large windows that fill the home with natural light while highlighting stunning Intracoastal Waterway views. The open floor plan creates a comfortable yet sophisticated living space that is perfect for entertaining or everyday living. At the center of the home is a beautifully designed gourmet kitchen that combines style and functionality. Floor to ceiling cabinetry provides exceptional storage, while a hidden walk in pantry keeps everything organized. Exotic stone countertops and a designer backsplash create a striking focal point, complemented by premium appliances including a gas cooktop. Whether preparing a quiet dinner or hosting guests, this kitchen offers both elegance and performance. Step outside onto the spacious covered balcony overlooking the Intracoastal Waterway. With electric shades for added comfort, this outdoor living space is ideal for enjoying morning sunrises, watching boats pass by, or relaxing with the coastal breeze that defines Florida waterfront living. The primary suite offers a private retreat designed for comfort and relaxation. Two large walk in closets provide ample storage, while the spa style bathroom features a large tiled walk in shower, soaking garden tub, and dual vanities. The first floor offers an additional living area with a wet bar, creating the perfect space for entertaining or relaxing. Sliding doors lead to a covered lanai surrounded by lush landscaping, providing another peaceful outdoor area to enjoy the beautiful Intracoastal setting. Two guest suites are also located on the first floor and share a convenient Jack and Jill bathroom, offering privacy and comfortable accommodations for visitors. Situated in the highly desirable Yacht Harbor Village community, tenants enjoy a low maintenance lifestyle with professional exterior services including lawn and landscape care, allowing more time to enjoy the waterfront setting and coastal lifestyle. Tenants also have the opportunity for membership at the nearby Hammock Beach Club, offering resort style amenities such as championship golf courses, oceanfront swimming pools, private beach access, upscale dining, tennis courts, pickleball, and a full service spa. This exceptional Intracoastal home in Palm Coast offers an ideal blend of luxury, location, and lifestyle. With easy access to Hammock Dunes, marinas, boating along the Intracoastal Waterway, and the pristine beaches of Flagler County, this residence provides an incredible opportunity to experience Florida coastal living at its finest, surrounded by scenic waterways, coastal beauty, and resort style amenities. Please note gas fireplace is inoperable and can not be repaired.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,134
Sqft
0.11 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$205 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$205/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$2 vs $222
Days on market
155 vs 49 typical
Where $2/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
202 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 262 YACHT HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,350,000
16 SPINAKER CIRCLE · same community
3 bd · 2.5 ba · 3,061 sqft · $441/sqft · 30 DOM
Sold · Sep ’25$1,325,000
279 YACHT HARBOR DRIVE · same community
4 bd · 4.5 ba · 3,352 sqft · $395/sqft · 28 DOM
Sold · Apr ’26$1,825,000
355 HARBOR VILLAGE POINT N · same community
3 bd · 3.5 ba · 3,389 sqft · $539/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 262 YACHT HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 262 YACHT HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
262 YACHT HARBOR DRIVE FAQs
What would the monthly payment be for 262 YACHT HARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $205/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 262 YACHT HARBOR DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $6,250, this home is listed about 98% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 262 YACHT HARBOR DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$6,250 is 98% below the PALM COAST 32137 median of $379,900, and at $2/sqft it sits under the Palm Coast average of $258.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
155 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Melissa Vaculik. MLS #FC316782.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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