17 ARBOR TRACE UNIT 17, PALM COAST, FL, 32137
Active127 days on marketListed Mar 28, 2026MLS #FC317294
About this home
17 ARBOR TRACE UNIT 17
Welcome to Arbor Trace Condos. This sought after community close to the beach and can even walk to shopping. It's the place to live! 3br, 2 bath end unit with a 2 car garage gives you space to roam. Click on the movie icon to walk through 3D floorplan. The primary bedroom features an en-suite bath and walk in closet. Tile and luxury vinyl in main areas and fresh carpet in the bedrooms. Enjoy cooking in this lovely light filled kitchen that overlooks the greenery beyond the newly screened in lanai. Current owner keeps the place immaculate; ready for its new occupant. Brand new water heater just installed. Reasonable condo fee includes beautiful community pool, clubhouse, exterior maintenance, pest control and landscaping. Building roof and exterior painting was just completed over last year. Enjoy the Florida lifestyle with easy living. Location is just perfect; set between St Augustine and Daytona Beach. Call today for your private showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,369
Sqft
0.04 ac
Lot size
2
Garage
2002
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,353 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,353/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.5%
$/sqft vs Palm Coast actives
$217 vs $218
Days on market
127 vs 47 typical
Where $217/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 17 ARBOR TRACE UNIT 17
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$310,000
1 PAULINE PLACE
3 bd · 2.5 ba · 1,330 sqft · $233/sqft · 4 DOM
Sold · Jun ’26$286,215
40 BAY SPRING PL
3 bd · 2 ba · 1,433 sqft · $200/sqft · 18 DOM
Sold · Jan ’26$258,000
85 BLACK BEAR LANE
3 bd · 2 ba · 1,433 sqft · $180/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 17 ARBOR TRACE UNIT 17 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17 ARBOR TRACE UNIT 17 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17 ARBOR TRACE UNIT 17 FAQs
What would the monthly payment be for 17 ARBOR TRACE UNIT 17?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,353/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17 ARBOR TRACE UNIT 17?+
The most recent tax bill on record (2025) was $3,801. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17 ARBOR TRACE UNIT 17?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $296,500, this home is listed about 25% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 17 ARBOR TRACE UNIT 17?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$296,500 is 22% below the PALM COAST 32137 median of $380,000, and at $217/sqft it sits under the Palm Coast average of $257.
02Time on market is leverage
127 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $299,000, now $296,500 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRAND LIVING REALTY · Kim Wahl. MLS #FC317294.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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