26 OCEAN VISTA LANE, PALM COAST, FL, 32137
Active127 days on marketListed Apr 7, 2026MLS #FC317509
About this home
26 OCEAN VISTA LANE
Welcome to 26 Ocean Vista Ln, a beautifully positioned 4-bedroom, 3-bathroom home in Palm Coast offering ocean views and a relaxed coastal lifestyle. Ideally situated along the coastline, the home is set behind a natural dune that provides added protection and privacy—and notably, the property has never experienced flooding. Situated on a just under quarter-acre lot, this home enjoys convenient beach access at both ends of the street, with MalaCompra Park just steps away, offering a scenic and natural extension of your surroundings. Whether you're heading out for a morning walk on the beach or enjoying the nearby park, the location is hard to beat. Inside, the layout is both functional and inviting, featuring a first-floor primary suite for added convenience. The kitchen has been updated, and all bathrooms have been uniformly renovated, creating a cohesive and move-in ready feel. The home has also been repiped, adding peace of mind for years to come. Outdoor living is just as enjoyable, with a fully fenced backyard offering privacy and space for pets or entertaining. The fully screened lanai is perfect for year-round enjoyment, while the full observation deck provides beautiful ocean views—ideal for taking in the sunrise and coastal breeze. Short-term rentals are allowed, making this property a strong option not only as a primary or second home, but also as a potential income-producing investment. A rare opportunity to own a well-maintained home with ocean views, added natural protection, and an unbeatable Palm Coast location. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,946
Sqft
0.22 ac
Lot size
1977
Year built
Two
Levels
$616
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,740 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,740/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$616 vs $223
Days on market
127 vs 49 typical
Where $616/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
199 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 216% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 26 OCEAN VISTA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$222,000
8 SWEETBAY DRIVE
3 bd · 2 ba · 1,950 sqft · $114/sqft · 113 DOM
Sold · Mar ’26$520,000
14 DOGWOOD TERRACE
3 bd · 2 ba · 1,834 sqft · $284/sqft · 31 DOM
Sold · Dec ’25$840,000
200 OCEAN CREST DRIVE UNIT 513
3 bd · 3 ba · 1,818 sqft · $462/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 26 OCEAN VISTA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 26 OCEAN VISTA LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
26 OCEAN VISTA LANE FAQs
What would the monthly payment be for 26 OCEAN VISTA LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,740/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 26 OCEAN VISTA LANE?+
The most recent tax bill on record (2025) was $7,923. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $1,199,000, this home is listed about 201% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 26 OCEAN VISTA LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,199,000 runs 216% above the PALM COAST 32137 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
127 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DJ & LINDSEY REAL ESTATE · Alexia Cipollone. MLS #FC317509.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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