30 WOOD CEDAR DR, PALM COAST, FL, 32164
Pending121 days on marketListed Apr 7, 2026MLS #FC317514
About this home
30 WOOD CEDAR DR
Price, Condition and Location matter - and this waterfront beauty delivers all three. Featuring custom millwork, 12-foot ceilings, upgraded windows, luxury vinyl flooring, and stunning water views, this home offers the upgrades without the wait of new construction. Built with concrete block construction and located in desirable Flood Zone X, this property offers peace of mind along with exceptional quality throughout. From quartz countertops and upgraded cabinetry, to Samsung appliances and a walk-in pantry, every detail has been thoughtfully selected to elevate everyday living. Included, a spacious two-car garage, attic-mounted HVAC system, and numerous custom touches to provide comfort, efficiency, and convenience. Situated on a .23-acre lot with no HOA, this 3-bedroom, 2-bathroom home offers the freedom, space, and waterfront setting that are becoming increasingly difficult to find
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,762
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,319 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,319/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+53.5%
Days on market
121 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 30 WOOD CEDAR DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 30 WOOD CEDAR DR — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
30 WOOD CEDAR DR FAQs
What would the monthly payment be for 30 WOOD CEDAR DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 30 WOOD CEDAR DR?+
The most recent tax bill on record (2025) was $540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $492,000, this home is listed about 23% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 30 WOOD CEDAR DR?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$492,000 runs 45% above the PALM COAST 32164 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
121 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $512,900, now $492,000 — a $21K cut. The full history is in the market section below.
Listing courtesy of KOKOMO REALTY LLC · Lilly Zavyalov. MLS #FC317514.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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