CENTURY 21 Edge
$278,4403 bd2.5 ba1,308 sqft$213 /sqft$2,035 /mo all-in ↓

209 AYAMONTE ROAD, ST AUGUSTINE, FL, 32084

Active87 days on marketListed Apr 15, 2026MLS #FC317765

Priced 34% below the ST AUGUSTINE 32084 medianNew constructionTownhouseCORDERA

About this home

209 AYAMONTE ROAD

Under Construction. The Springfield townhome is a thoughtfully designed floor plan that offers a surprising amount of space and comfort within approximately 1,308 square feet. With three bedrooms and 2.5 bathrooms, this inviting two-story home is ideal for homeowners seeking a functional layout that still feels open and bright. The main level features a seamless flow between the kitchen and living area, creating a welcoming environment for both relaxing and entertaining. The kitchen is designed with ample counter space and storage, making meal preparation easy while staying connected to family and guests in the adjacent living room. Sliding glass doors bring in generous natural light, filling the home with warmth and enhancing the open feel of the living spaces throughout the day. Upstairs, the primary suite provides a peaceful retreat, complete with a spacious walk-in closet and a well-appointed bathroom with a large vanity. Two additional bedrooms offer flexibility for guests, children, or a dedicated home office. Built with energy-efficient features and modern construction standards, the Springfield delivers long-term value and everyday comfort in desirable new home communities across North Florida, making it an excellent choice for today’s buyers.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,308

Sqft

0.04 ac

Lot size

2026

Year built

Two

Levels

$213

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorOpen Floorplan · Thermostat
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesNorth
ExteriorIrrigation System

Community & fees

HOA fee$113/mo
Taxes (2025)$0/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,035 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,639
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$0
HOA fee — from the listing$113
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,745Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,745
Interest rate6.00%
Loan term

Estimated payment

$2,291/mo

Principal & interest$1,639
FHA mortgage insurance (est.)$123
Est. property taxes$255
HOA / condo fee$113
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $278K
$250KedgeAI estimate $266,325 · range $260K$269K$290K

vs edgeAI estimate

+4.5%

$/sqft vs CORDERA

$213 vs $213

Days on market

87 vs 39 typical

Where $213/sqft sits among the 11 homes for sale in CORDERA

2
3
3 · this home
1
0
2
$197–204$204–210$210–217$217–224$224–230$230+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Augustine

Map of 209 AYAMONTE ROAD

Get to know St Augustine. See the full St Augustine guide →

ST AUGUSTINE 32084 — neighborhood snapshot

Population

36,998

Median age

43.9

Median income

$72,965

Median home value

$295,000

Avg household

2.43

Households w/ children

3,332

For the school run

St. Johns County School District

HighSt. Augustine High School★★★★
HighFirst Coast Technical College
MiddleSebastian Middle School★★★★
ElementaryCrookshank Elementary School★★★★★
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

5 of 11

CORDERA have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% below the ST AUGUSTINE 32084 median. See the full St Augustine market guide →

Paper trail

This home's history

Apr 15, 2026Listed at $278,440 · 87 days on market since
2026Built · CORDERA

Reality check

What actually sold near 209 AYAMONTE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

45 MONTELLANO ROADSold · Dec ’25

$270,000

45 MONTELLANO ROAD · same community

3 bd · 2.5 ba · 1,308 sqft · $206/sqft · 118 DOM

33 MONTELLANO ROADSold · Dec ’25

$268,990

33 MONTELLANO ROAD · same community

3 bd · 2.5 ba · 1,308 sqft · $206/sqft · 96 DOM

111 MONTELLANO ROADSold · Dec ’25

$275,990

111 MONTELLANO ROAD · same community

3 bd · 2.5 ba · 1,308 sqft · $211/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 209 AYAMONTE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 209 AYAMONTE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

209 AYAMONTE ROAD FAQs

What would the monthly payment be for 209 AYAMONTE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,035/mo — principal and interest, estimated property taxes, the $113/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 209 AYAMONTE ROAD?+

The association fee works out to $113 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 209 AYAMONTE ROAD?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 209 AYAMONTE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $278,440, this home is listed about 37% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 209 AYAMONTE ROAD?+

St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST AUGUSTINE 32084 market on paper

$278,440 is 34% below the ST AUGUSTINE 32084 median of $419,000, and at $213/sqft it sits under the St Augustine average of $309.

02Time on market is leverage

87 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

St. Augustine High School, First Coast Technical College, Sebastian Middle School, Crookshank Elementary School, Mky- Head Start /Dpp Pk School — St. Augustine High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DR HORTON REALTY INC. · Charlie Rogers. MLS #FC317765.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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