
17 WHITE HAVEN LANE, PALM COAST, FL, 32164
Active113 days on marketListed Apr 17, 2026MLS #FC317830
Come see it
Upcoming open house
Sat, Aug 8
11:00 AM – 1:00 PM
About this home
17 WHITE HAVEN LANE
Welcome home to this beautifully designed residence offering over 2,700 square feet of thoughtfully planned living space in one of Palm Coast's peaceful neighborhoods. Tucked away on a quiet street, this home offers the privacy and flexibility today's buyers have been searching for. The spacious open-concept design creates an effortless flow between the kitchen, family room, and dining area, making everyday living just as enjoyable as entertaining family and friends. A separate formal living room provides incredible versatility and could easily become a home office, media room, library, fitness space, or—with the addition of a closet and doors—a potential fourth bedroom to suit your changing needs. The oversized primary suite offers a relaxing retreat, while the split-bedroom floor plan provides comfort and privacy for family members or guests. One of this home's standout features is the oversized three-car garage. More than just parking, this space is ideal for woodworking, crafting, automotive projects, hobbies, or creating the workshop you've always wanted. Recently installed electronic garage screens allow refreshing airflow while helping keep insects out, creating a comfortable environment to enjoy projects throughout much of the year. Step outside to the fully fenced backyard where you'll discover plenty of room to create your own private outdoor oasis. Whether you envision adding a swimming pool, designing a beautiful garden, creating an outdoor kitchen, or simply enjoying the open green space, the possibilities are yours to imagine.Additional features include generous storage throughout, an interior laundry room, modern finishes, and a location convenient to schools, shopping, parks, medical facilities, restaurants, and easy access to I-95 and the beaches. If you've been searching for a home that offers space to grow, room for your hobbies, and endless opportunities to personalize, this exceptional property deserves a place at the top of your list.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,710
Sqft
0.23 ac
Lot size
3
Garage
2020
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,479 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,479/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.2%
$/sqft vs Palm Coast actives
$166 vs $222
Days on market
113 vs 49 typical
Where $166/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
185 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 17 WHITE HAVEN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$265,000
93 WHIPPOORWILL DRIVE · same community
3 bd · 2 ba · 1,619 sqft · $164/sqft · 148 DOM
Sold · Mar ’26$400,000
33 POINSETTIA LANE
3 bd · 2.5 ba · 2,592 sqft · $154/sqft · 96 DOM
Sold · Aug ’25$355,000
9 RIPPLE PLACE
4 bd · 2 ba · 2,565 sqft · $138/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17 WHITE HAVEN LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17 WHITE HAVEN LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17 WHITE HAVEN LANE FAQs
What would the monthly payment be for 17 WHITE HAVEN LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,479/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17 WHITE HAVEN LANE?+
The most recent tax bill on record (2025) was $5,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $448,900, this home is listed about 12% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17 WHITE HAVEN LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$448,900 runs 31% above the PALM COAST 32164 median — but at 2,710 sqft it's also 43% larger than the typical Palm Coast listing.
02Time on market is leverage
113 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $482,900, now $448,900 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE (OCEANSHORE) · Lee Ricci. MLS #FC317830.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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