15 BUD SHIRE LANE, PALM COAST, FL, 32137
Pending110 days on marketListed Apr 23, 2026MLS #FC317873
About this home
15 BUD SHIRE LANE
Under Construction. ASK ABOUT THE BUILDERS INCENTIVES NO ORIGINATION FEES - NO APPLICATION FEES, With our approved lender. UP TO $18,500 UPGRADES INCLUDED!! Welcome to our stunning new construction home! Step into your dream home, where every detail whispers luxury and every corner radiates elegance. Our architectural masterpiece, a symphony of modernity and comfort, poised to be the epitome of sophisticated living. Be greeted by tile flooring throughout, majestic 8-foot designer front door, inviting you into a world of refinement. Sunlight dances through the front windows, cascading warmth into the heart of the home. Inside, enjoy the seamless fusion of indoor and outdoor living with an 8-foot slider leading to the lanai. Ceilings soar to 9'4", expanding the sense of space, while designer molding and stylish Riverside doors bestow a regal charm. The interior is a canvas of contemporary opulence, illuminated by designer lighting accentuating the open floor plan. Behold the chef's domain - a kitchen adorned with shaker cabinets, veined quartz countertops, and a captivating backsplash, crowned by matte black stainless steel appliances. Explore the sanctuaries of relaxation and rejuvenation - the bathrooms. Here, antique bronze fixtures exude timeless elegance, while tiled walls encapsulate luxury. This is more than just a home; it's a testament to impeccable taste and unparalleled craftsmanship. Contact us today to unlock the gateway to your future - a future where every moment is imbued with luxury, right in the comfort of your own home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,555
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,486 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,486/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.8%
Days on market
110 vs 49 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 15 BUD SHIRE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15 BUD SHIRE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15 BUD SHIRE LANE FAQs
What would the monthly payment be for 15 BUD SHIRE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,486/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15 BUD SHIRE LANE?+
The most recent tax bill on record (2025) was $576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $359,900, this home is listed about 10% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15 BUD SHIRE LANE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$359,900 is 5% below the PALM COAST 32137 median of $379,990, and at $231/sqft it sits under the Palm Coast average of $258.
02Time on market is leverage
110 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of EAZ REALTY LLC · Mindy Melendez. MLS #FC317873.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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