33 WENDY LANE, PALM COAST, FL, 32164
Active98 days on marketListed May 4, 2026MLS #FC318185
About this home
33 WENDY LANE
Opportunity knocks in the desirable Pine Lakes area of Palm Coast. This spacious 3 bedroom, 3 bath pool home offers 2,296 sq ft of living space and more than 3,100 sq ft under roof, providing a rare opportunity for buyers looking to add value in an established neighborhood. Built with solid masonry construction, this home features a NEW roof (2025) with architectural shingles, offering peace of mind and added insurance appeal. The functional layout is ready for updates and personal touches, with great bones and strong upside potential. Enjoy a private pool and spa, expansive pool deck, and summer kitchen area, making this an ideal candidate for renovation or customization. The property sits on a generously sized lot with no HOA and is conveniently located near shopping, schools, and major roadways. Located just minutes from Pine Lakes Golf Club, offering easy access to golf, dining, and social amenities. Perfect for investors, renovators, or owner occupants looking to build equity and create their vision in one of Palm Coast’s most established neighborhoods. Home is currently being painted interior and exterior. New updated photos coming soon. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,296
Sqft
0.3 ac
Lot size
2
Garage
1996
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,780 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,780/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.6%
$/sqft vs Palm Coast actives
$168 vs $222
Days on market
98 vs 49 typical
Where $168/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
195 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 33 WENDY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$392,000
32 CEDAR POINT DRIVE
3 bd · 2 ba · 2,300 sqft · $170/sqft · 62 DOM
Sold · Jan ’26$359,900
10 WESTGATE LANE
3 bd · 2 ba · 2,257 sqft · $159/sqft · 5 DOM
Sold · Mar ’26$365,000
20 WOODFORD LANE
3 bd · 2 ba · 2,338 sqft · $156/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 33 WENDY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 33 WENDY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
33 WENDY LANE FAQs
What would the monthly payment be for 33 WENDY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,780/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 33 WENDY LANE?+
The most recent tax bill on record (2025) was $2,198. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $385,000, this home is listed about 4% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 33 WENDY LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$385,000 runs 13% above the PALM COAST 32164 median — but at 2,296 sqft it's also 21% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
98 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $395,000, now $385,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · John Downing. MLS #FC318185.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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