113 ARENA LAKE DRIVE, PALM COAST, FL, 32137
Active93 days on marketListed May 10, 2026MLS #FC318196
About this home
113 ARENA LAKE DRIVE
HIDDEN TREASURE IN HIDDEN LAKES-COMPLETELY UPDATED LAKEFRONT POOL HOME! AND EXPERTLY & FURNISHED & MOVE IN READY, aprx 1 YEAR NEW HEATED POOL w/TRAVERTINE DECK & SCREEN WITH SUN SHADES, IMPACT WINDOWS & DOORS, NEW KITCHEN COUNTERS W/FARM SINK & TOUCHLESS CUSTOM FAUCET, NEW APPLIANCES, NEW WASHER/DRYER, NEW LIGHT FIXTURES, NEW CEILING FANS, NEW REMOTE CONTROLED WINDOW TREATMENTS, NEW COMFORT HT COMODES, NEW SECURITY SYSTEM, AND MORE! All well-appointed in abpit 2000sq ft of living (2721 under roof) perfectly placed on the lakefront of Hidden Lakes, in Palm Coast, Fl-Enjoy Florida all year long pool weather in your new heated pool on the lakefront. Magnificent views and even a wrought iron enclosed area for your 4-legged family members. Cuddle up on cool evenings on your lanai with an amazing propane fire-pit or tinker in your oversized, 561sq ft, courtyard entry garage with a HYBRID energy efficient water heater that actually cools your garage like an air conditioner. Take pride in your curb appeal w/ it's oversized PAVERED drive and walkway, NEW LANDSCAPING & so much more... A hop, skip and jump to FLAGLER BEACH, ORMOND BEACH, ST AUGUSTINE, close to ORLANDO, JAX & DAYTONA BEACH. This home has it all and is a must see and have. Furnishings are negotiable. Set your appointment soon as this one won't last!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,944
Sqft
0.26 ac
Lot size
2
Garage
2016
Year built
One
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,277 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,277/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs Palm Coast actives
$300 vs $223
Days on market
93 vs 49 typical
Where $300/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
200 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 113 ARENA LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$429,000
102 ARENA LAKE DRIVE · same community
3 bd · 2 ba · 1,946 sqft · $220/sqft · 92 DOM
Sold · Oct ’25$450,000
105 ARENA LAKE DRIVE · same community
3 bd · 2 ba · 1,941 sqft · $232/sqft · 42 DOM
Sold · Jan ’26$435,000
116 ARENA LAKE DRIVE · same community
3 bd · 2 ba · 1,586 sqft · $274/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 113 ARENA LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 113 ARENA LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
113 ARENA LAKE DRIVE FAQs
What would the monthly payment be for 113 ARENA LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,277/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 113 ARENA LAKE DRIVE?+
The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 113 ARENA LAKE DRIVE?+
The most recent tax bill on record (2025) was $7,936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 113 ARENA LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $582,800, this home is listed about 46% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 113 ARENA LAKE DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$582,800 runs 53% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $598,000, now $582,800 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EZRA MARCUS REALTOR · Ezra Marcus. MLS #FC318196.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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