16 CAROLINA HIGHWAY, PALM COAST, FL, 32137
Active101 days on marketListed Apr 30, 2026MLS #FC318207
About this home
16 CAROLINA HIGHWAY
Beautiful vacant lot on a quaint, quiet road in the Hammock surrounded by beautiful large oak trees. Located off the Scenic A1A close to Bings Landing and the Intracoastal Waterway. This spacious 16,406 sf lot is ready for your dream home to be built. This lot is located close to premier golf courses, beautiful beaches and plenty of walking and bike trails. No HOA, plenty of space to park your boat or RV. Lot is cleared in the middle with large trees surrounding perimeter. City water is in. Don't miss your chance to own a piece of paradise in one of Palm Coast's prime location.
Facts & features
The home at a glance
0.38 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,832 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,832/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 16 CAROLINA HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$149,000
54 CLUB HOUSE DRIVE UNIT 102
1 bd · 1 ba · 665 sqft · $224/sqft · 264 DOM
Sold · Apr ’26$150,000
54 CLUB HOUSE DRIVE UNIT 107
1 bd · 1 ba · 665 sqft · $226/sqft · 220 DOM
Sold · Jan ’26$120,000
101 PALM HARBOR PARKWAY UNIT C326
1 bd · 1.5 ba · 670 sqft · $179/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16 CAROLINA HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 CAROLINA HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16 CAROLINA HIGHWAY FAQs
What would the monthly payment be for 16 CAROLINA HIGHWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,832/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16 CAROLINA HIGHWAY?+
The most recent tax bill on record (2025) was $2,215. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $235,000, this home is listed about 41% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16 CAROLINA HIGHWAY?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$235,000 is 39% below the PALM COAST 32137 median of $384,450.
02Time on market is leverage
101 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $238,000, now $235,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLAGLER REALTY PROFESSIONALS LLC · Amy Tuggle. MLS #FC318207.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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