CENTURY 21 Edge
$1,075,000$1,125,0004 bd3 ba3,356 sqft$320 /sqft$7,299 /mo all-in ↓

862504 N HAMPTON CLUB WAY, FERNANDINA BEACH, FL, 32034

Active93 days on marketListed May 15, 2026MLS #FC318557

Reduced $50KSingle Family ResidenceNORTH HAMPTON PH 03

About this home

862504 N HAMPTON CLUB WAY

$10,000 buyer credit with closing by 9/30/26. Gorgeous 4-bed, 3-bath home (1.5 years new) in desirable North Hampton Golf Community, and in most desired area, "Marsh View Estates." Impeccable curb appeal with palm-lined driveway and leaded glass front door. Stunning Interior: Leaded glass doors entry opens to large foyer with 16' double tray coffered ceiling. 14-ft ceilings wth16 feet double tray + crown also in expansive great rm, living, dining. Primary suite with Bay sitting area, his & hers closets, oversized soaking tub, seamless tiled shower for two. Divine kitchen: quartz counters, vast island, gold fixtures, pendants, glass-front cabinets, huge pantry, LG appliances, glass-door Samsung fridge. Huge picture window frames serene preserve views. 2 AC's, electric blinds. Jack/Jill bedrooms. Large office with French doors, Large screened lanai, inviting front porch, large laundry room with sink + sought after drop zone & closet. 3-car gar. Lux Vinyl floors + beautiful tile. Exceptional community amenities incl: resort-style pool, clubhouse, playground, tennis/pickleball, sports courts, soccer & sports fields. Lofton Creek marsh views, Outpost (kayak launch, fishing dock, fire pits, kitchen, oyster roaster. Golf enthusiasts: the Golf Club at North Hampton, home to an Arnold Palmer-designed Scottish links-style course, clubhouse dining, a bar, dining/pro shop. The community has several ponds, gazebo, biking/walking trails. HOA covers cable/internet, has security; NO CDD Fees. Conveniently located near shopping, dining, parks, pristine beaches, historic downtown Fernandina Beach. This home has Luxury, lifestyle, and location. Seller is a licensed Real Estate Agent.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,356

Sqft

0.42 ac

Lot size

3

Garage

2024

Year built

One

Levels

$320

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationStem Wall
FacesWest
ExteriorBasketball Court · Fire Pit · Irrigation System · Lighting · Playground · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$219/mo
Taxes (2025)$8,591/yr
PetsYes
CommunityFishing · Water Access · Clubhouse · Deed Restrictions · Golf Carts OK · Golf · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPrivate · See Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,299 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,801
PMI (est., until 20% equity)$403
Property tax — 2025 actual bill$716
HOA fee — from the listing$219
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $107,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $107,500
Interest rate6.00%
Loan term

Estimated payment

$7,299/mo

Principal & interest$5,801
PMI (est., until 20% equity)$403
Property taxes (actual bill)$716
HOA / condo fee$219
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside North Hampton

Map of 862504 N HAMPTON CLUB WAY inside its neighborhood boundary

Get to know Fernandina Beach. See the full Fernandina Beach guide →

North Hampton — neighborhood snapshot

Population

1,200

Median age

54

Median income

$93,470

Median home value

$406,400

Avg household

2

Households w/ children

138

The numbers that matter

The Fernandina Beach market

Seller’s marketLeans seller3.0 months of inventoryBuyer’s market

$425K$1.1M

Fernandina Beach median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Fernandina Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% above the FERNANDINA BEACH 32034 median. See the full Fernandina Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,075,000 $50K
May 15, 2026Listed at $1,125,000 · 93 days on market since
2024Built · NORTH HAMPTON PH 03

Reality check

What actually sold near 862504 N HAMPTON CLUB WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

85431 APPLE CANYON COURTSold · Jan ’26

$640,000

85431 APPLE CANYON COURT

3 bd · 2.5 ba · 2,430 sqft · $263/sqft · 329 DOM

83538 WATKINS WALKSold · Sep ’25

$445,000

83538 WATKINS WALK

3 bd · 3 ba · 2,068 sqft · $215/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 862504 N HAMPTON CLUB WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 862504 N HAMPTON CLUB WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

862504 N HAMPTON CLUB WAY FAQs

What would the monthly payment be for 862504 N HAMPTON CLUB WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,299/mo — principal and interest, the actual property-tax bill, the $219/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 862504 N HAMPTON CLUB WAY?+

The association fee works out to $219 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 862504 N HAMPTON CLUB WAY?+

The most recent tax bill on record (2025) was $8,591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 862504 N HAMPTON CLUB WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fernandina Beach?+

At $1,075,000, this home is listed about 44% above the Fernandina Beach median of $745,000. The market section on this page shows how the area is trending.

Keep looking

Similar homes nearby

Listing courtesy of WAKEFIELD REAL ESTATE, INC. · M. Montana Wakefield. MLS #FC318557.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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