3 ELIZABETH DRIVE E, PALM COAST, FL, 32137
Active74 days on marketListed May 19, 2026MLS #FC318569
About this home
3 ELIZABETH DRIVE E
Welcome to your own slice of Florida living at 3 Elizabeth Dr E in beautiful Palm Coast! This spacious 3 bedroom, 2.5 bathroom property offers the freedom and flexibility that’s becoming harder to find with NO HOA restrictions, giving you plenty of room to bring your boat, RV, trailer, or outdoor toys with ease. Enjoy a large, beautiful backyard perfect for entertaining, relaxing, gardening, or letting pets run and play freely in the fully usable outdoor space. Whether you love spending weekends on the water, exploring the outdoors, or simply enjoying peaceful evenings under the Florida sky, this property is designed to fit your lifestyle. Conveniently located near beaches, intracoastal, parks, boating, shopping, dining, and much more, this home combines comfort, space, and the laid-back coastal lifestyle Florida is known for. Pet friendly and full of possibilities, this is the perfect place to truly make yourself at home.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,902
Sqft
0.46 ac
Lot size
2
Garage
1975
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$1 vs $218
Days on market
74 vs 47 typical
Where $1/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
169 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 3 ELIZABETH DRIVE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$751,340
22 MAHOE DRIVE N
3 bd · 2.5 ba · 2,566 sqft · $293/sqft · 108 DOM
Sold · Oct ’25$969,000
71 ROLLINS DRIVE
3 bd · 3 ba · 3,264 sqft · $297/sqft · 405 DOM
Sold · Dec ’25$840,000
58 FLAGLER DRIVE
4 bd · 4 ba · 2,536 sqft · $331/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3 ELIZABETH DRIVE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 ELIZABETH DRIVE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3 ELIZABETH DRIVE E FAQs
What would the monthly payment be for 3 ELIZABETH DRIVE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3 ELIZABETH DRIVE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $2,500, this home is listed about 99% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3 ELIZABETH DRIVE E?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$2,500 is 99% below the PALM COAST 32137 median of $379,990, and at $1/sqft it sits under the Palm Coast average of $257.
02Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $2,800, now $2,500 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Laura Kulaga. MLS #FC318569.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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