CENTURY 21 Edge
Pending
$274,000$299,0003 bd2 ba1,770 sqft$155 /sqft$2,104 /mo all-in ↓

16 REGENCY DRIVE, PALM COAST, FL, 32164

Pending73 days on marketListed May 21, 2026MLS #FC318707

Priced 19% below the PALM COAST 32164 medianReduced $25KSingle Family ResidencePALM COAST SEC 33

About this home

16 REGENCY DRIVE

Short Sale. SHORT SALE!!!!! Welcome to 16 Regency Drive in Palm Coast, a spacious and well-maintained 3-bedroom, 2-bath home offering 1,770 square feet of comfortable living space in a quiet, established neighborhood. Situated on a generously sized lot with mature landscaping and a fully fenced backyard, this property combines comfort, functionality, and privacy. Inside, you’ll find a bright open-concept layout with soaring vaulted ceilings, updated flooring, and an abundance of natural light throughout the main living areas. The oversized living and dining spaces flow seamlessly into the kitchen, featuring stainless steel appliances, ample cabinet storage, a pantry, and a breakfast bar perfect for entertaining or everyday living. The split-bedroom floor plan provides privacy for the spacious primary suite, complete with a large walk-in closet and an en-suite bathroom featuring dual vanities, a soaking tub, and separate shower. The additional bedrooms offer flexibility for family, guests, a home office, or playroom. Step outside to enjoy the expansive backyard with plenty of room for outdoor activities, gardening, pets, or future additions. A storage shed adds extra convenience, while the peaceful wooded backdrop creates a relaxing setting. Conveniently located close to schools, parks, shopping, dining, and just a short drive to Flagler beaches, this move-in ready home offers the perfect blend of space, value, and location.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,770

Sqft

0.23 ac

Lot size

2

Garage

2003

Year built

One

Levels

$155

Per sqft

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesWest
ExteriorRain Gutters

Community & fees

Taxes (2025)$2,514/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,104 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,613
FHA mortgage insurance (est.)$121
Property tax — 2025 actual bill$209
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,590Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,590
Interest rate6.00%
Loan term

Estimated payment

$2,104/mo

Principal & interest$1,613
FHA mortgage insurance (est.)$121
Property taxes (actual bill)$209
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $274K
$263KedgeAI estimate $301,144 · range $294K$311K$324K

vs edgeAI estimate

−9%

Days on market

73 vs 47 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lehigh Woods

Map of 16 REGENCY DRIVE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Lehigh Woods — neighborhood snapshot

Population

13,339

Median age

44

Median income

$69,773

Median home value

$292,425

Avg household

3

Households w/ children

1,584

For the school run

Flagler County School District

ElementaryRymfire Elementary School★★★★★
MiddleBuddy Taylor Middle School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $274,000 $25K
May 21, 2026Listed at $299,000 · 73 days on market since
2003Built · PALM COAST SEC 33

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16 REGENCY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16 REGENCY DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16 REGENCY DRIVE FAQs

What would the monthly payment be for 16 REGENCY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,104/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16 REGENCY DRIVE?+

The most recent tax bill on record (2025) was $2,514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $274,000, this home is listed about 31% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16 REGENCY DRIVE?+

Rymfire Elementary School (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Taner Banks. MLS #FC318707.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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