
16 REGENCY DRIVE, PALM COAST, FL, 32164
Pending73 days on marketListed May 21, 2026MLS #FC318707
About this home
16 REGENCY DRIVE
Short Sale. SHORT SALE!!!!! Welcome to 16 Regency Drive in Palm Coast, a spacious and well-maintained 3-bedroom, 2-bath home offering 1,770 square feet of comfortable living space in a quiet, established neighborhood. Situated on a generously sized lot with mature landscaping and a fully fenced backyard, this property combines comfort, functionality, and privacy. Inside, you’ll find a bright open-concept layout with soaring vaulted ceilings, updated flooring, and an abundance of natural light throughout the main living areas. The oversized living and dining spaces flow seamlessly into the kitchen, featuring stainless steel appliances, ample cabinet storage, a pantry, and a breakfast bar perfect for entertaining or everyday living. The split-bedroom floor plan provides privacy for the spacious primary suite, complete with a large walk-in closet and an en-suite bathroom featuring dual vanities, a soaking tub, and separate shower. The additional bedrooms offer flexibility for family, guests, a home office, or playroom. Step outside to enjoy the expansive backyard with plenty of room for outdoor activities, gardening, pets, or future additions. A storage shed adds extra convenience, while the peaceful wooded backdrop creates a relaxing setting. Conveniently located close to schools, parks, shopping, dining, and just a short drive to Flagler beaches, this move-in ready home offers the perfect blend of space, value, and location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,770
Sqft
0.23 ac
Lot size
2
Garage
2003
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,104 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,104/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9%
Days on market
73 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lehigh Woods
Get to know Palm Coast. See the full Palm Coast guide →
Lehigh Woods — neighborhood snapshot
Population
13,339
Median age
44
Median income
$69,773
Median home value
$292,425
Avg household
3
Households w/ children
1,584
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16 REGENCY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 REGENCY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16 REGENCY DRIVE FAQs
What would the monthly payment be for 16 REGENCY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,104/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16 REGENCY DRIVE?+
The most recent tax bill on record (2025) was $2,514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $274,000, this home is listed about 31% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16 REGENCY DRIVE?+
Rymfire Elementary School (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Taner Banks. MLS #FC318707.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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