45 ZONAL GERANIUM TRAIL, PALM COAST, FL, 32164
Active57 days on marketListed May 23, 2026MLS #FC318758
About this home
45 ZONAL GERANIUM TRAIL
Better than new! Open concept 4 bedroom 3 bath 3 car garage home with a Stone front and front porch. Perfect floorplan for entertaining, inside and outside. Extended screened in lani overlooks private wooded backyard. 8 foot tall sliding glass door let the light in! Large windows over the breakfast area with included Zebra blinds. Designed with durability and lasting quality features. The short list includes Oversized driveway, and garage, commercial gutter system, concrete and block construction, storm shutters, interior wall insulation for a quiet private home. Extra Insulation means the energy bills are lower than homes half this size. Irrigation system on well. Matching exterior shed with rollup door. Curb appeal concrete landscaping with granite stone in the beds. Beautiful landscaping includes multiple Birds of Paradise plants, Bizmark palm trees, the list is endless. Interior features 12 foot ceilings in the common areas and 9'4 in the bedrooms and bathrooms. Leaded glass front door, Extra exterior lighting, like spotlighting all around, coach lamps, LED porch lights. Smart home switches for Ecko or Alexa systems. Ceiling fans, LED lighting, Custom interior access doors with latches. Home features Kitchenaid dishwasher, Maytag Refrigerator,Microwave,and Stove. Kitchen Vented Exhaust to Outside. Screened in expanded outdoor living includes Television and wooded back. Features like 3 linen closets, walk in Pantry, pull down attic steps. Garage has been built out to 24 feet to accommodate full size 4 door vehicles. Smart garage door openers you can open and close the doors from anywhere in the world! Split open concept floor plan has 3 separate sleeping areas for the 4 bedrooms. This house is made for comfort and to easily entertain all your friends and family. Granite countertops, tile flooring, marble window sills. The list is endless! Located close to Route 1 and 100, but tucked away on a quiet trail with almost no traffic!. Put this home on your list you will be surprised and impressed.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,381
Sqft
0.23 ac
Lot size
3
Garage
2020
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,333 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,333/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.8%
$/sqft vs Palm Coast actives
$185 vs $226
Days on market
57 vs 47 typical
Where $185/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Quail Hollow
Get to know Palm Coast. See the full Palm Coast guide →
Quail Hollow — neighborhood snapshot
Population
2,975
Median age
49
Median income
$81,242
Median home value
$333,104
Avg household
3
Households w/ children
217
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
167 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 45 ZONAL GERANIUM TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$525,000
15 ZONAL GERANIUM COURT · same community
4 bd · 3.5 ba · 2,495 sqft · $210/sqft · 29 DOM
Sold · Jan ’26$377,900
2 ZINZENDORF PLACE · same community
4 bd · 3 ba · 2,265 sqft · $167/sqft · 46 DOM
Sold · Jul ’25$618,000
17 ZEOLITE PLACE · same community
4 bd · 3 ba · 2,643 sqft · $234/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 45 ZONAL GERANIUM TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45 ZONAL GERANIUM TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
45 ZONAL GERANIUM TRAIL FAQs
What would the monthly payment be for 45 ZONAL GERANIUM TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,333/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 45 ZONAL GERANIUM TRAIL?+
The most recent tax bill on record (2025) was $4,662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $439,900, this home is listed about 11% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 45 ZONAL GERANIUM TRAIL?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PALM COAST MARKETING · Anthony Lucca. MLS #FC318758.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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