CENTURY 21 Edge
$324,900$329,9003 bd2.5 ba1,525 sqft$213 /sqft$2,727 /mo all-in ↓

412 LEGACY LOOP, DAVENPORT, FL, 33896

Active57 days on marketListed May 28, 2026MLS #FC318867

Priced 16% below the Davenport medianReduced $5KTownhouseLEGACY UNION TWNHMS

About this home

412 LEGACY LOOP

Welcome to 412 Legacy Loop, a beautifully designed newer construction townhome located in the highly desirable Union Square community in the heart of Davenport. Built by Meritage Homes, this energy-efficient two-story residence offers the perfect combination of modern style, low-maintenance living, and unbeatable Central Florida convenience. This spacious 3-bedroom, 2.5-bath townhome features approximately 1,485 square feet of thoughtfully designed living space with an open-concept floorplan ideal for both everyday living and entertaining. The main living area seamlessly connects the kitchen, dining, and family room, creating a bright and welcoming atmosphere. Stylish finishes include quartz countertops, modern cabinetry, brushed-look tile flooring, and updated fixtures that give the home a clean, contemporary feel. Upstairs, the oversized primary suite offers a private retreat complete with dual sinks, a spacious walk-in closet, and plenty of natural light. A loft/flex area provides additional living space perfect for a home office, playroom, workout area, or media room. One of the standout features of this property is its energy-efficient construction. Built with modern insulation, energy-saving windows, appliances, lighting, and smart home efficiency features, the home was designed to help reduce utility costs while providing year-round comfort and quieter indoor living. The Union Square community offers residents a peaceful neighborhood setting with sidewalks, playground areas, deed-restricted maintenance, and a low-maintenance lifestyle that is ideal for busy homeowners, seasonal residents, or investors. The HOA maintains common areas and grounds, helping preserve the neighborhood’s attractive appearance and convenience. Location is one of the biggest advantages of living in Davenport. Situated just minutes from Interstate 4, residents enjoy quick access to major employment centers, shopping, dining, entertainment, and world-famous attractions including Walt Disney World Resort, Universal Orlando Resort, and ChampionsGate. The area has experienced tremendous growth in recent years, making it a highly attractive location for homeowners and investors alike. Residents also enjoy close proximity to restaurants, shopping centers, golf courses, medical facilities, and everyday conveniences. Popular nearby local spots include Adler's and Taste of Florida Cafe, along with countless retail and dining options throughout Davenport and nearby Celebration and Kissimmee. This property would make an excellent primary residence for first-time homebuyers, young professionals, growing families, retirees seeking low-maintenance living, or snowbirds wanting a Florida getaway close to the attractions. It is also a fantastic opportunity for investors looking for a newer, highly rentable property in one of Central Florida’s fastest-growing markets. With modern construction, energy efficiency, an ideal floorplan, and an exceptional location near Central Florida’s top destinations, 412 Legacy Loop offers the perfect balance of comfort, convenience, and lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,525

Sqft

0.04 ac

Lot size

1

Garage

2023

Year built

Two

Levels

$213

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Lighting · Playground · Private Entrance · Sidewalk · Sliding Doors

Community & fees

HOA fee$175/mo
Taxes (2025)$4,023/yr
PetsYes
CommunityPlayground · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Connected · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,727 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$335
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,372
Interest rate6.00%
Loan term

Estimated payment

$2,727/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$335
HOA / condo fee$175
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$265KedgeAI estimate $277,893 · range $276K$281K$338K

vs edgeAI estimate

+16.9%

Days on market

57 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Map of 412 LEGACY LOOP

Drive times from this address

Walt Disney World15 min
Universal Orlando26 min
Downtown Orlando32 min
Orlando Int’l Airport (MCO)36 min
Downtown Tampa61 min
Tampa Int’l Airport (TPA)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the Davenport median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $324,900 $5K
May 28, 2026Listed at $329,900 · 57 days on market since
2023Built · LEGACY UNION TWNHMS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 412 LEGACY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 412 LEGACY LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

412 LEGACY LOOP FAQs

What would the monthly payment be for 412 LEGACY LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,727/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 412 LEGACY LOOP?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 412 LEGACY LOOP?+

The most recent tax bill on record (2025) was $4,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 412 LEGACY LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $324,900, this home is listed about 16% below the Davenport median of $388,995. The market section on this page shows how the area is trending.

Listing courtesy of GRAND LIVING REALTY · Kelly Pickering. MLS #FC318867.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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412 LEGACY LOOP, DAVENPORT, FL — 3 Bed, 2.5 Bath — $324,900 | CENTURY 21 Edge