36 CLOVERDALE COURT N, PALM COAST, FL, 32137
Active72 days on marketListed Jun 2, 2026MLS #FC318874
About this home
36 CLOVERDALE COURT N
LIVE THE SALTWATER LIFESTYLE you’ve always dreamed of! This stunning waterfront pool home is perfectly positioned on a spectacular intersecting saltwater canal, offering some of the most breathtaking wide-water views you’ll find in Palm Coast. From the moment you arrive, you’ll be captivated by the endless water vistas, amazing sunsets, and the daily parade of dolphins and manatees right from your backyard. Currently operating as a successful Airbnb, this meticulously maintained 3-bedroom, 2-bath home is truly move-in ready and offers the perfect blend of luxury, relaxation, and investment potential. Designed to embrace Florida living, the open-concept floor plan features triple disappearing sliders that completely open the home to the oversized screened lanai and sparkling pool, creating an entertainer’s paradise where indoor and outdoor living become one. The beautifully updated kitchen boasts white cabinetry, solid surface countertops, stainless steel appliances, and a breakfast bar overlooking the water. The spacious primary suite offers a private retreat with an upgraded spa-like bath designed for comfort and relaxation. Boating enthusiasts will fall in love with the 30’ x 12’ dock complete with water and electric, Trex decking, bulkheaded seawall, and quick access to the Intracoastal Waterway. Located just 200 feet from the canal tip, you’ll spend less time navigating and more time enjoying life on the water. Recent improvements include a NEW AC in 2024, roof in 2014, and Trex dock and deck replacement in 2014. And the best part? NO HOA! Bring your boat, your toys, and your waterfront dreams. Located just minutes from the marina, only 15 minutes to the sandy shores of Flagler Beach, and close enough to bike to the shops, restaurants, and entertainment of European Village. Whether you’re searching for a full-time residence, vacation getaway, or income-producing property, this home delivers the ultimate Florida waterfront experience. Opportunities like this are rare—spectacular views, saltwater access, a sparkling pool, and NO HOA. Don’t just buy a home… embrace a lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,029
Sqft
0.23 ac
Lot size
2
Garage
1996
Year built
Multi/Split
Levels
$377
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,305 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,305/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.4%
$/sqft vs PALM HARBOR
$377 vs $241
Days on market
72 vs 49 typical
Where $377/sqft sits among the 20 homes for sale in PALM HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
11 of 20
PALM HARBOR have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 101% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 36 CLOVERDALE COURT N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$499,000
16 S CLAYMONT COURT S · same community
3 bd · 2 ba · 1,993 sqft · $250/sqft · 191 DOM
Sold · Dec ’25$1,700,000
7 PALM HARBOR DRIVE · same community
3 bd · 2 ba · 1,938 sqft · $877/sqft · 88 DOM
Sold · May ’26$725,000
15 CEDARFIELD COURT · same community
3 bd · 2 ba · 2,245 sqft · $323/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 36 CLOVERDALE COURT N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 36 CLOVERDALE COURT N — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
36 CLOVERDALE COURT N FAQs
What would the monthly payment be for 36 CLOVERDALE COURT N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,305/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 36 CLOVERDALE COURT N?+
The most recent tax bill on record (2025) was $8,834. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $764,000, this home is listed about 91% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 36 CLOVERDALE COURT N?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$764,000 runs 101% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $769,000, now $764,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Julie Sabine. MLS #FC318874.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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