CENTURY 21 Edge
Pending
$75,000≈$679 /mo all-in ↓

31 RED CLOVER LANE, PALM COAST, FL, 32164

Pending37 days on marketListed Jun 30, 2026MLS #FC319616

✦ Priced 78% below the PALM COAST 32164 medianPALM COAST SEC 33

About this home

31 RED CLOVER LANE

Build your dream home on this desirable homesite at 31 Red Clover Lane in Palm Coast! Ideally situated just steps from Rymfire Elementary School, this lot offers exceptional convenience for families while still providing easy access to shopping, restaurants, medical facilities, parks, walking and biking trails, and beautiful Flagler County beaches. Located in a growing neighborhood of newer homes, this property is the perfect opportunity to build your custom home or invest in one of Palm Coast's most sought-after areas. Enjoy public water and sewer availability, no required build time, and quick access to major roadways for an easy commute. Don't miss your chance to own land in one of Palm Coast's fastest-growing communities!

Facts & features

The home at a glance

0.25 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$528/yr

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$679 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$442
FHA mortgage insurance (est.)$33
Property tax — 2025 actual bill$44
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $2,625
Interest rate6.00%
Loan term

Estimated payment

$679/mo

Principal & interest$442
FHA mortgage insurance (est.)$33
Property taxes (actual bill)$44
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lehigh Woods

Map of 31 RED CLOVER LANE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Lehigh Woods — neighborhood snapshot

Population

13,339

Median age

44

Median income

$69,773

Median home value

$292,425

Avg household

3

Households w/ children

1,584

For the school run

Flagler County School District

ElementaryRymfire Elementary School★★★★★
MiddleBuddy Taylor Middle School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$355K → $361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 78% below the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $75,000 · 37 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Stickler

Your agent

Jessica Stickler

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 31 RED CLOVER LANE — start here.

CallText
jessica.stickler@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 31 RED CLOVER LANE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

31 RED CLOVER LANE FAQs

What would the monthly payment be for 31 RED CLOVER LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $679/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 31 RED CLOVER LANE?+

The most recent tax bill on record (2025) was $528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $75,000, this home is listed about 81% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 31 RED CLOVER LANE?+

Rymfire Elementary School (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EAZ REALTY LLC · Mindy Melendez. MLS #FC319616.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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