CENTURY 21 Edge
$549,9003 bd3.5 ba1,868 sqft$294 /sqft$3,872 /mo all-in ↓

91 ORMWOOD DRIVE, ORMOND BEACH, FL, 32176

Active12 days on marketListed Jul 2, 2026MLS #FC319690

Single Family ResidenceORMOND OCEANSIDE ESTATES

About this home

91 ORMWOOD DRIVE

Beautifully renovated 3 bedroom, 2.5 bath with dedicated office perched high on a dune on one of the largest parcels in the neighborhood. This home looks great in the photos, but must be seen in person to be appreciated. Step in the front door to find a wide open living space filled with natural light. The great room here incorporates dining room, family room and a den all centered around the beautiful kitchen with casual dining at the breakfast bar. A powder room is tucked just inside the French doors that lead to the back deck where the sounds of the ocean and Atlantic breezes are enjoyed. The owners' suite here features an oversized bath with double vanities and a cavernous shower for two. Bedrooms 2 and 3 share a lovely common bath. The home office is isolated in a quiet corner of the home overlooking the sprawling green lawn. Two car garage is deep and offers extended storage. More... Just a short stroll to a quiet stretch of traffic free beach via a neighborhood path and walkover to the sand.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

1,868

Sqft

0.23 ac

Lot size

2

Garage

1962

Year built

Two

Levels

$294

Per sqft

Fireplace

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Wet Bar
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesSouth
ExteriorOther

Community & fees

Taxes (2025)$2,776/yr

Utilities & systems

UtilitiesSewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,872 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$231
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,247
Interest rate6.00%
Loan term

Estimated payment

$3,872/mo

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$231
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ormond Beach actives

$294 vs $237

Days on market

12 vs 41 typical

Where $294/sqft sits among the 400 Ormond Beach actives

182
117 · this home
41
25
8
27
$160–230$230–300$300–370$370–440$440–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 91 ORMWOOD DRIVE

Drive times from this address

Downtown Orlando75 min

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32176 — neighborhood snapshot

Population

14,344

Median age

60.1

Median income

$72,248

Median home value

$368,400

Avg household

2.01

Households w/ children

946

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

192 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $549,900 · 12 days on market since
1962Built · ORMOND OCEANSIDE ESTATES

Reality check

What actually sold near 91 ORMWOOD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

186 ORMWOOD DRIVESold · Feb ’26

$548,000

186 ORMWOOD DRIVE · same community

3 bd · 2 ba · 1,839 sqft · $298/sqft · 59 DOM

36 DRESDEN CIRCLESold · Feb ’26

$420,000

36 DRESDEN CIRCLE

3 bd · 2 ba · 1,867 sqft · $225/sqft · 110 DOM

19 WOODHAVEN CIRCLESold · May ’26

$495,000

19 WOODHAVEN CIRCLE

4 bd · 2 ba · 1,862 sqft · $266/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 91 ORMWOOD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 91 ORMWOOD DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

91 ORMWOOD DRIVE FAQs

What would the monthly payment be for 91 ORMWOOD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,872/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 91 ORMWOOD DRIVE?+

The most recent tax bill on record (2025) was $2,776. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $549,900, this home is listed about 29% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 91 ORMWOOD DRIVE?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Ryan Adams. MLS #FC319690.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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