240 OAK DRIVE, ORMOND BEACH, FL, 32176
Pending13 days on marketListed Jul 7, 2026MLS #FC319801
About this home
240 OAK DRIVE
Charming home tucked into the area’s most sought after neighborhood. Sitting just across form the Oceanside Golf Course on an elevated lot and in the shade of a beautiful live oak. Three bedrooms, two baths situated around two large light filled living rooms and a sizable eat in kitchen. Enter the home and immediately take note of the lovely terrazzo floors that sprawl through every room. The sizable living room is flooded with morning light through a large picture window and just beyond, a family room with fireplace opens through French Doors onto a fabulous open-air covered lanai that serves as the owners outdoor living and dining area. The kitchen with service peninsula opens onto a gracious dinette space. Two guest rooms with ample closets are situated across form a beautifully updated common bath and the primary suite enjoys a walk-in closet and a beautiful private bath. The home had a new roof in 2018 and a new Air conditioning unit this year. Move right in and enjoy this turn-key home in the best location just a short walk to the beach via Neptune Beach Approach.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,908
Sqft
0.23 ac
Lot size
2
Garage
1962
Year built
One
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,992 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,992/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+50.9%
$/sqft vs Ormond Beach actives
$330 vs $235
Days on market
13 vs 41 typical
Where $330/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
197 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 240 OAK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$280,000
142 SETON TRAIL · same community
2 bd · 2 ba · 1,296 sqft · $216/sqft · 243 DOM
Sold · Oct ’25$800,000
307 JOHN ANDERSON DRIVE · same community
5 bd · 4.5 ba · 4,542 sqft · $176/sqft · 19 DOM
Sold · Jun ’26$2,600,000
70 RIVERSIDE DRIVE · same community
5 bd · 5.5 ba · 5,001 sqft · $520/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 240 OAK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 240 OAK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
240 OAK DRIVE FAQs
What would the monthly payment be for 240 OAK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,992/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 240 OAK DRIVE?+
The most recent tax bill on record (2025) was $2,357. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $629,900, this home is listed about 48% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 240 OAK DRIVE?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Ryan Adams. MLS #FC319801.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ormond Beach homes, in your inbox
Like 240 OAK DRIVE but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →