2 WINDERMERE PLACE, PALM COAST, FL, 32164
Pending25 days on marketListed Jul 9, 2026MLS #FC319808
About this home
2 WINDERMERE PLACE
CORNER LOT CHARM – NO HOA! Year-Round Florida Room + ¼ Acre in Palm Coast Move-in ready and full of light! This SPACIOUS 2-bed+BONUS FLEX SPACE (OFFICE/DEN), 2-bath, 1,907 sq ft home sits on a desirable corner lot with over a quarter-acre and NO HOA. Inside you'll love the vaulted ceilings and OPEN LIVING layout that flows through a huge 3-panel slider to your newly enclosed, AC-and-heated back porch – perfect for morning coffee or evening entertaining year-round. Updated kitchen with gas stove, NEW refrigerator, tons of cabinets and counter space, plus eat-in dining. Both bedrooms are oversized – primary suite has walk-in shower and ensuite bath, second bedroom has its own slider to the porch. Fresh upgrades throughout: sealed and painted exterior, NEW interior paint in kitchen and living, updated flooring, NEW living room fans, and frameless glass shower doors in both baths. Minutes to Flagler Beach, golf, and shopping. Freedom to park, garden, and live your way with no HOA. Mortgage savings may be available for buyers of this home – ask for details!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,907
Sqft
0.27 ac
Lot size
2
Garage
1985
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,913 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,166/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.6%
Days on market
25 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2 WINDERMERE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2 WINDERMERE PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2 WINDERMERE PLACE FAQs
What would the monthly payment be for 2 WINDERMERE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,913/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2 WINDERMERE PLACE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2 WINDERMERE PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $276,900, this home is listed about 31% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2 WINDERMERE PLACE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of PALM COAST REAL ESTATE COMPANY · Charles Barbel, II. MLS #FC319808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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