541 CABERNET, ST AUGUSTINE, FL, 32084
Active4 days on marketListed Jul 8, 2026MLS #FC319815
About this home
541 CABERNET
Nestled in a desirable St. Augustine community, this beautifully maintained home offers the perfect blend of style, functionality, and convenience. This end unit has a bright, open-concept floor plan designed for today's lifestyle, with spacious living areas and a seamless flow. New roof, AC, water heater. The well-appointed kitchen has ample cabinetry and generous counter space. The primary suite is spacious with an en-suite bath, and ample closet space. Enjoy a private backyard with room to relax, entertain, garden, or simply soak up Florida's beautiful weather. Conveniently located just minutes from historic downtown St. Augustine, beautiful Atlantic beaches, shopping, dining, parks. Whether you're searching for your primary residence, a second home, or an investment opportunity this townhouse delivers exceptional value in one of Florida's most sought-after locations.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,599
Sqft
0.07 ac
Lot size
1
Garage
2009
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,438 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,438/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$193 vs $244
Days on market
4 vs 39 typical
Where $193/sqft sits among the 180 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,670/mo median
Live St Augustine rental listing data — this home’s rate depends on size, condition and furnishing.
The New Smyrna Beach short-term market
▼ Softening38%
Occupancy
▼ 32% yr/yr
$314
Avg nightly rate
▲ 12% yr/yr
$26K/yr
Revenue per listing
$126
RevPAR
70 days
Booking lead time
6 nights
Avg stay
7
Typical min nights
1,651
Active rentals
▲ 5% supply
Seasonality — monthly occupancy
Peaks at 57% in Mar · bottoms at 28% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in New Smyrna Beach — the projection above is specific to this home’s size.
Where it sits
Inside Tuscany
Tuscany is a short-term-rental community. See the full guide →
ST AUGUSTINE 32084 — neighborhood snapshot
Population
36,998
Median age
43.9
Median income
$72,965
Median home value
$295,000
Avg household
2.43
Households w/ children
3,332
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
76 of 180
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 541 CABERNET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$280,000
519 CABERNET PLACE · same community
3 bd · 2.5 ba · 1,414 sqft · $198/sqft · 18 DOM
Sold · Dec ’25$245,000
684 CABERNET PLACE · same community
3 bd · 2.5 ba · 1,345 sqft · $182/sqft · 0 DOM
Sold · Sep ’25$210,000
503 GOLDEN LAKE LOOP
3 bd · 2 ba · 1,473 sqft · $143/sqft · 390 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 541 CABERNET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 541 CABERNET — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
541 CABERNET FAQs
What would the monthly payment be for 541 CABERNET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,438/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 541 CABERNET?+
The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 541 CABERNET?+
The most recent tax bill on record (2025) was $1,077. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 541 CABERNET be rented short-term?+
Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 541 CABERNET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $309,000, this home is listed about 30% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 541 CABERNET?+
St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST AUGUSTINE 32084 market on paper
$309,000 is 26% below the ST AUGUSTINE 32084 median of $419,000, and at $193/sqft it sits under the St Augustine average of $309.
02Zoned for nightly rentals
Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 4 days on market in a St Augustine market that averages 39 — if it fits, move quickly.
04Strong assigned schools
St. Augustine High School, First Coast Technical College, Sebastian Middle School, Crookshank Elementary School, Mky- Head Start /Dpp Pk School — St. Augustine High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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