CENTURY 21 Edge
$389,0003 bd2 ba2,066 sqft$188 /sqft$2,889 /mo all-in ↓

21 LANCELOT DRIVE, PALM COAST, FL, 32137

Active1 days on marketListed Aug 12, 2026MLS #FC319888

Single Family ResidenceMATANZAS WOODS

Come see it

Upcoming open house

Sat, Aug 15

12:00 PM – 2:00 PM

2018 built 3 bed 2 bath 3 car garage in move-in ready condition. Wood look ceramic tile floors in all rooms except 2 bedrooms are carpet. Fenced yard ready for pool or pets

About this home

21 LANCELOT DRIVE

Welcome to this beautifully maintained 3-bedroom, 2-bath, 3-car garage home offering 2,066 square feet of thoughtfully designed living space. Built in 2018, this home features volume 9'4" ceilings, and 3-car garage that is a must for all your storage needs. A spacious flex room with French doors provides the perfect private office, den, or hobby room. The open-concept living area is enhanced by ceramic wood-look tile flooring throughout the main living spaces, crown molding in the great room, kitchen, and dining area. The well-appointed kitchen features granite countertops, 42-inch cabinets, stainless steel appliances, and an island with seating for bar stools—ideal for casual dining and entertaining. The spacious primary suite offers a tray ceiling with crown molding, luxury vinyl plank flooring, and an en-suite bath with double vanities, a tiled walk-in shower, and a generous walk-in closet. Two additional bedrooms feature carpeting, as does the primary walk-in closet. You'll love the interior utility/laundry room with a privacy door. Step outside to the covered lanai overlooking the fully fenced backyard, which offers plenty of space for a pool, pets, and outdoor relaxation. For added peace of mind, the roof was replaced in September 2023. Conveniently located in Palm Coast, this move-in-ready home is close to shopping, dining, golf, parks, schools, and the area's beautiful beaches.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,066

Sqft

0.23 ac

Lot size

3

Garage

2018

Year built

One

Levels

$188

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCrown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationBlock
FacesNorth
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2025)$3,209/yr

Utilities & systems

UtilitiesCable Available · Fiber Optics · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,889 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$267
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,615
Interest rate6.00%
Loan term

Estimated payment

$2,889/mo

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$267
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $389K
$369KedgeAI estimate $389,748 · range $384K$401K$417K

vs edgeAI estimate

−0.2%

$/sqft vs MATANZAS WOODS

$188 vs $210

Days on market

1 vs 49 typical

Where $188/sqft sits among the 7 homes for sale in MATANZAS WOODS

1
1 · this home
2
1
1
1
$161–178$178–195$195–212$212–229$229–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Matanzas Woods

Map of 21 LANCELOT DRIVE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Matanzas Woods — neighborhood snapshot

Population

4,251

Median age

43

Median income

$80,188

Median home value

$358,971

Avg household

3

Households w/ children

416

For the school run

Flagler County School District

ElementaryBelle Terre Elementary School★★★★★
MiddleIndian Trails Middle School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$355K$360K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

3 of 7

MATANZAS WOODS have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Aug 12, 2026Listed at $389,000 · 1 days on market since
2018Built · MATANZAS WOODS

Reality check

What actually sold near 21 LANCELOT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3 LYSANDER LANESold · Mar ’26

$430,000

3 LYSANDER LANE · same community

4 bd · 2 ba · 2,100 sqft · $205/sqft · 3 DOM

2 BIRD HAVEN PLACESold · Dec ’25

$300,000

2 BIRD HAVEN PLACE · same community

4 bd · 2.5 ba · 2,143 sqft · $140/sqft · 36 DOM

12 LAKE SUCCESS PLACESold · Nov ’25

$292,500

12 LAKE SUCCESS PLACE · same community

4 bd · 2 ba · 1,953 sqft · $150/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 21 LANCELOT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21 LANCELOT DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

21 LANCELOT DRIVE FAQs

What would the monthly payment be for 21 LANCELOT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,889/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 21 LANCELOT DRIVE?+

The most recent tax bill on record (2025) was $3,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $389,000, this home is listed about 3% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 21 LANCELOT DRIVE?+

Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GRAND LIVING REALTY · Nancy Hutchison. MLS #FC319888.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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