200 CEDAR COVE UNIT 205, PALM COAST, FL, 32137
Active10 days on marketListed Jul 31, 2026MLS #FC320312
About this home
200 CEDAR COVE UNIT 205
Experience refined coastal living in this exceptional 3-bedroom, 2.5-bath luxury residence, nestled within an exclusive gated community just minutes from beautiful beaches, marinas, Island Walk Shopping Center, and dining. Your private elevator opens directly into an elegant foyer, creating a grand entrance and setting the tone for this spacious, residential-style condominium. Designed with timeless architectural details—including graceful columns, archways, decorative niches, and single and double tray ceilings throughout—this home offers an ideal blend of sophistication and comfort. The thoughtfully designed floor plan features a formal living room, dining room, breakfast nook, and inviting family room, providing generous space for both entertaining and everyday living. At the heart of the home, the open-concept kitchen is beautifully appointed with stainless steel appliances, granite countertops, abundant wood cabinetry enhanced with crown molding, and ample workspace and storage. Large impact-rated windows bathe the interior in natural light, while private balconies on both ends of the residence invite you to enjoy refreshing coastal breezes and seamless indoor-outdoor living. Additional highlights include tile and carpet flooring, soaring ceilings, abundant natural light, and a spacious layout that lives like a single-family home while offering the security, convenience, and low-maintenance lifestyle of luxury condominium living—all just moments from the beach.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,501
Sqft
0.08 ac
Lot size
1
Garage
2011
Year built
Three Or More
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,920 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,920/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.6%
$/sqft vs Palm Coast actives
$230 vs $223
Days on market
10 vs 49 typical
Where $230/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
196 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 CEDAR COVE UNIT 205
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$570,000
10 CASTLE COURT
4 bd · 2.5 ba · 2,626 sqft · $217/sqft · 18 DOM
Sold · Jun ’26$785,000
9 SWEETWATER COURT
4 bd · 2.5 ba · 2,733 sqft · $287/sqft · 52 DOM
Sold · Sep ’25$850,000
32 CREEKSIDE DRIVE
3 bd · 3 ba · 2,756 sqft · $308/sqft · 191 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 CEDAR COVE UNIT 205 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 CEDAR COVE UNIT 205 — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
200 CEDAR COVE UNIT 205 FAQs
What would the monthly payment be for 200 CEDAR COVE UNIT 205?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,920/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 CEDAR COVE UNIT 205?+
The most recent tax bill on record (2025) was $5,305. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 CEDAR COVE UNIT 205?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $575,000, this home is listed about 44% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 CEDAR COVE UNIT 205?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$575,000 runs 51% above the PALM COAST 32137 median — but at 2,501 sqft it's also 32% larger than the typical Palm Coast listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Laura Allberg. MLS #FC320312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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